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Hey folks,
So I did all my holiday shopping this weekend and applied for and was approved for a Macy's card (not sure if its the AMEX) but when I called to inquire about my limit via the automated system I learned my limit was $600.00 and I'm not too happy with that considering I was also approved for a Dillards AMEX with a $1000.00 limit the same day. Should I just take the $600.00 or do you think it's worth a recon call to inquire about a CLI?
Pshh my sister got a $300 CL $600 sounds pretty good for me maybe you should just keep and create a great payment histoty and request a cli in the next 4 to 6 months? I ve see some great current cli, one guy from the forums got his CL from $300 to $1,500 maybe you can go from $600 to $2000. If you show them you can mange your credit limit correctly.
@professor_g wrote:Hey folks,
So I did all my holiday shopping this weekend and applied for and was approved for a Macy's card (not sure if its the AMEX) but when I called to inquire about my limit via the automated system I learned my limit was $600.00 and I'm not too happy with that considering I was also approved for a Dillards AMEX with a $1000.00 limit the same day. Should I just take the $600.00 or do you think it's worth a recon call to inquire about a CLI?
Take the limit and use it good...I started out with 300 on Dec 2011, increased to 1000 after 6 months and just got an increase last month to 2500 on a requested CLI SP...they are generous when it comes to CLI...i went from 300 to 2500 in one year. Wait at least 3 months and then ask for one.
I would call in for a cli. Worse they can say is NO. You already took the hard hit for the inq.
+1
@professor_g wrote:Hey folks,
So I did all my holiday shopping this weekend and applied for and was approved for a Macy's card (not sure if its the AMEX) but when I called to inquire about my limit via the automated system I learned my limit was $600.00 and I'm not too happy with that considering I was also approved for a Dillards AMEX with a $1000.00 limit the same day. Should I just take the $600.00 or do you think it's worth a recon call to inquire about a CLI?
It will grow. I started out with a $600 Macy's limit as well years ago and it eventually grew to $1,500 on its own, without even making any purchases.