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Logged into my account, went to online chat and asked for a CLI from $2500 to $4500. They countered with a CLI offer of $4400. I gladly accepted with a $100 difference. Not bad for a card that started at $100.
@visorboy1974 wrote:Logged into my account, went to online chat and asked for a CLI from $2500 to $4500. They countered with a CLI offer of $4400. I gladly accepted with a $100 difference. Not bad for a card that started at $100.
Thats funny that they came back with just $100 difference, rather than just giving it to you. LOL.
@visorboy1974 wrote:Logged into my account, went to online chat and asked for a CLI from $2500 to $4500. They countered with a CLI offer of $4400. I gladly accepted with a $100 difference. Not bad for a card that started at $100.
congrats.
mine us currently sitting at 3500 started at 100 as well.
planning on asking for an increase in feb after some inquries age off and age. (feb8th is the date)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Was it a sp or hp?
@KIPPIE12 wrote:Was it a sp or hp?
macy's is soft pull to my knowledge. (was for me)
but as always ymmv
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
you can do macys CLI's online???? since when?!?! or is yours an amex?
@Juan123 wrote:you can do macys CLI's online???? since when?!?! or is yours an amex?
i actually called the number on the back of the card and hit 0 until a rep picked up. she called underwriting and talked to them while i was on hold. she asked how much i wanted/needed and said 3.5k being higher then my highest limit and it was granted. all soft pull and inc showed on my next statement about a week later.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Congrat's on your CLI! I was denied a few weeks ago, but they approved me for a Club Account for $1,800. I would have rather had the $1,800 applied to my regular Macy's account! LOL! But oh well. Hopefully I will have a better chance of an increase closer to the Holidays. Hoping they are willing to give some Christmas Cheer!
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Always SP for CLI on store and amex.
I had 2 club accounts and they have said on those that "somtimes" they might pull... but I always got them with just history.
ask high, they counter as we can see here!
and I dont think they are sensitive to INQ once you have the accounts.