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Macy's Store Card--Use It Or Lose It...Lost It!

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Valued Contributor

Macy's Store Card--Use It Or Lose It...Lost It!

Checked my CK report this morning and noticed a 1 pt drop on both TU and EQ. Also noticed my total available credit dropped to just over $500K--which meant an accout had been closed somewhere....my 7 year old Macy's. I haven't really put anything on it since late 2017--and that purchase wasn't much either. Last year they gave me what you could call a warning sign by cutting my $24k limit in half to $12k. Only really upset about the age. But the card had served its purpose AFAIC. It was my very first $20k+ limit back in 2015 which I used as a stepping-stone to get other $20k limits. But  what I was REALLY hoping for though was to be converted to the AMEX version since they didn't see much use on the store version....but it is what it is!

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
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Community Leader
Mega Contributor

Re: Macy's Store Card--Use It Or Lose It...Lost It!

" It is what it is! " Max " Blessed" HollowaySmiley Happy

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Established Contributor

Re: Macy's Store Card--Use It Or Lose It...Lost It!

Sorry to hear about the Macy's card. At least with my wife's Sears card, they emailed her to warn that they would be cuttung her limit if she didn't use the card by a certain date. Since then we've made sure to use it at least every few months. There are some cards I wouldn't mind losing but that one is 35 years old so quite the anchor for her oldest account and AAoA.

Scores: Jun 20: EX FICO8 823, TU FICO8 813, EQ FICO8 820
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Slate, Chase Amazon, Chase CSP, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Prosper (20k/3yrs 7.14%), Lending Club (10k/3yrs 5.89%), Chase car loan (35k/6yrs 0.9%)
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