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Macy's setting up two accounts under false pretense

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Anonymous
Not applicable

Re: Macy's setting up two accounts under false pretense

I will close with this update... Per Macy's, "This email will serve as confirmation that your Macy's American Express account ending in XXXX and Macy's account ending in XXXX was closed on March 29, 2017, which zero ($0.00) balances on the accounts." Two OPEN credit lines opened under false pretenses.
Message 21 of 25
Anonymous
Not applicable

Re: Macy's setting up two accounts under false pretense

Pet Macy's, "This email will serve as confirmation that your Macy's American Express account ending in XXXX and Macy's account ending in XXXX was closed on March 29, 2017, which zero ($0.00) balances on the accounts." Two OPEN accounts set up under false pretenses.
Message 22 of 25
SunriseEarth
Moderator Emeritus

Re: Macy's setting up two accounts under false pretense

Just so you are aware, the Macy's AMEX when offered as a 2nd line of credit will have its own opening date.   Personally, I wouldn't have closed either one.   You already had the dip in AAoA, but you'll have a bigger dip in AAoA when your 2005 Macy's card falls off your CRs in ~10 years.   Sometimes it's better just to leave well enough alone.   The damage was already done and it would have never been any worse.



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $49600 | Discover IT $46000 | Venmo VS $30000 | Cash+ VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22,000 | Citi Custom Cash MC $16600 | Jared Gold Card $16000 | Freedom Flex WEMC $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Belk MC $10000 | Wayfair MC $4500 | Sephora VS $4400 ~~
Message 23 of 25
AverageJoesCredit
Legendary Contributor

Re: Macy's setting up two accounts under false pretense

I can at least see OP's pov in that probably received it in the mail thought it was a new card for old account and just put it away, though im surprised the envelope or card didnt say Macys Amex. .

Message 24 of 25
SunriseEarth
Moderator Emeritus

Re: Macy's setting up two accounts under false pretense


@AverageJoesCredit wrote:
I can at least see OP's pov in that probably received it in the mail thought it was a new card for old account and just put it away, though im surprised the envelope or card didnt say Macys Amex. .


I agree, too.   Macy's definitely could have provided much better information at all levels on this issue, and that is a problem.   I could understanding closing the accounts on principle, although there's something to be said for simply making the best of a less-than-ideal situation.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $49600 | Discover IT $46000 | Venmo VS $30000 | Cash+ VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22,000 | Citi Custom Cash MC $16600 | Jared Gold Card $16000 | Freedom Flex WEMC $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Belk MC $10000 | Wayfair MC $4500 | Sephora VS $4400 ~~
Message 25 of 25
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