Macys Amex Upgrade

[AverageJoesCredit]

Oh you guys and gals! The ol' is it a real Amex debate.

Nah , that isnt why its my unicorn. They gave me a limit more than i make lol. Yeah i know, Whatever happens i can always say i achieved it haha. .....

Wait, this Amex isnt sponsered by Discover??😁

[AverageJoesCredit]

Update #2, Tu now reshowing my former Macys store card as Amex/DSNB original opening date. Woo hoo

[RickNATL]

Oh, now they upgrade...I applied a little over a year ago thinking it was an upgrade and ended up with a new card and trade ljne....$50K exposure on both Macys and Macys Amex....hope they now allow u to collapse into one...lol

[UpperNwGuy]

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@pinkandgrey wrote:

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@Loquat wrote:

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@pinkandgrey wrote:

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@UpperNwGuy wrote:

The card itself may say Amex, but that's because it runs on the Amex payment network.  The card's issuer, Department Stores National Bank, is a subsidiary of Citi.  It's Citi who loves you, not Amex.

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That is beyond confusing lol 

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Card is accepted at any places that accepts American Express.  DSNB (subsidiary of Citi) is the lender who backs the card.  Centurion Bank (aka Amex) has nothing to do with the card.  

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Yeah I get it lol it’s just weird to say that your Citi card is an Amex or that your Amex is Citi

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Not weird at all if you consider that Amex, unlike Visa and MasterCard, is both a payment network and a card issuer.  The other two are just payment networks and don't issue cards.

The light blue Amex logo in the lower right hand corner of the card indicates only that the card uses the Amex payment network.  The words American Express at the top of the card indicate that Amex issued the card.

[AverageJoesCredit]

Hey yall

Received my new Macys Amex today. I like it really stands out in shiny red and crisp blue Amex logo! It came with a $20 , 2000 point, mini sub lol by just using it anywhere else other than Macys after $150 spend. Not too bad. I wonder if i can buy @FinStar s Disco limit from him?

[FinStar]

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@AverageJoesCredit wrote:
Hey yall

Received my new Macys Amex today. I like it really stands out in shiny red and crisp blue Amex logo! It came with a $20 , 2000 point, mini sub lol by just using it anywhere else other than Macys after $150 spend. Not too bad. I wonder if i can buy @FinStar s Disco limit from him?

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Well, @Jnbmom wanted some of that too so you can flip a coin LOL.  I'll be glad to share! 

[Jnbmom]

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@FinStar wrote:

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@AverageJoesCredit wrote:
Hey yall

Received my new Macys Amex today. I like it really stands out in shiny red and crisp blue Amex logo! It came with a $20 , 2000 point, mini sub lol by just using it anywhere else other than Macys after $150 spend. Not too bad. I wonder if i can buy @FinStar s Disco limit from him?

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Well, @Jnbmom wanted some of that too so you can flip a coin LOL.  I'll be glad to share! 

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I will take heads 

[AverageJoesCredit]

I call SPIN

[Anonymous]

Congrats ajc on the 25k amex thats a big time limit

[Anonymous]

sweet,, count your blessings Macy,s did not partner with Discover