That and trying to figure out what limits to set. When I first got my card in 2010, my CL was only $400. Because of my payment history and usage, it was up to $2K at one point. I haven't used it as much and hadn't been PIF anymore (how dumb of me truly because that interest is bananas) so my guideline is lower now than my balance - which I'm paying off this month by the way. So, I'm wondering if they will set my old limit or base it on my current guideline. It would be so foul of them to set a limit that is lower than cardholder balances and make it seem like people are over their limit or have high utilization when if we knew the upper limit we wouldn't touch it with a ten-foot pole! I guess we will just see. I didn't see a limit on my Feb statement and no limit was reported on my EX which I checked yesterday.
Gardening as of June 2020. No activity until January 2023 unless it's an auto CLI.
Starting Scores (6/30/2020): EQ 640 | EX 660 | TU 658
Current Scores (05/22/2021): EQ 678 | EX 714 | TU 689
Goal Score: 800 Take the myFICO Fitness Challenge