cancel
Showing results for 
Search instead for 
Did you mean: 

Make suggestions for me please

tag
myjourney
Super Contributor

Re: Make suggestions for me please


@audia4 wrote:

@myjourney wrote:

Just making sure while your on the phone CSR doesn't sway you to CSPSmiley TongueLOL

Journey, talk English to me...what is CSR & CSP?   and PSC or PCS or RSC or RCS while we're at it?  Smiley Very Happy


CSR=customer service rep CSP=Chase sapphire preferred....The rest of it don't know good question where did you see PCS,PSC....RSC,RCS  Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 61 of 73
audia4
Established Contributor

Re: Make suggestions for me please


@myjourney wrote:

@audia4 wrote:

@myjourney wrote:

Just making sure while your on the phone CSR doesn't sway you to CSPSmiley TongueLOL

Journey, talk English to me...what is CSR & CSP?   and PSC or PCS or RSC or RCS while we're at it?  Smiley Very Happy


CSR=customer service rep CSP=Chase sapphire preferred....The rest of it don't know good question where did you see PCS,PSC....RSC,RCS  Lol


Just making it up to see if you could give me an answer. hehe

 

Wait, why? Is CSP better? Hmmm, tell me more. Ahahahaha (laughing in my Vincent Price laugh)

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 62 of 73
myjourney
Super Contributor

Re: Make suggestions for me please


@audia4 wrote:

@myjourney wrote:

@audia4 wrote:

@myjourney wrote:

Just making sure while your on the phone CSR doesn't sway you to CSPSmiley TongueLOL

Journey, talk English to me...what is CSR & CSP?   and PSC or PCS or RSC or RCS while we're at it?  Smiley Very Happy


CSR=customer service rep CSP=Chase sapphire preferred....The rest of it don't know good question where did you see PCS,PSC....RSC,RCS  Lol


Just making it up to see if you could give me an answer. hehe

 

Wait, why? Is CSP better? Hmmm, tell me more. Ahahahaha (laughing in my Vincent Price laugh)


GET YOUR _ _ _ T to the garden 

Before I call out the team Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 63 of 73
audia4
Established Contributor

Re: Make suggestions for me please

@myjourney....remember the doggie? He's standing beside me. Smiley Wink

 

 

So when I call the number, am I just asking for CS?

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 64 of 73
09Lexie
Moderator Emerita

Re: Make suggestions for me please

Chase uses an internal scoring system. Anytime you see a range higher than 850, its not a FICO score.

Message 65 of 73
myjourney
Super Contributor

Re: Make suggestions for me please

And I quote 

"So, I'm guessing I probably shouldn't call them after all and just take the Chase Freedom they gave me. Sigh."

Need I say more Lol

After you have gardened for awhile maybe a auto CLI will come your way.........Smiley Tongue

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 66 of 73
myjourney
Super Contributor

Re: Make suggestions for me please

We are locked on sniper dog...................Fire 

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 67 of 73
audia4
Established Contributor

Re: Make suggestions for me please

Ok, so I learned (at least with me) that they aren't willing to do much. His reply was "well whatever they gave you at the time of approval was what they were willing to offer you." 

 

Then I ask him about the "scoring" system (which of course we already know is an internal thing) and I played dumb and said "I know I don't have a score of 741 and that it's actually 810 with the creditor you pulled from" and he kind of shrugged it off saying "I'm not sure how they score and it might be an internal scoring system."  hahaha um ok. 

 

So then I gave him the reason about wanting a card similar to the American Express that I had blah blah blah...and of course he tells me that it's basically the same thing other than the Preferred gives the VISA benefits and upgrades. Um yea, that's what I'm talking about. He did confirm that you "had" to have a $5000 CL to get that card (which others have stated that's not necessarily true) and then proceeded to tell me how my limit was only $4500, so I didn't qualify. Why do you think I was calling? hello? 

 

Either I had an idiot or he just wasn't willing to do anything. He did state "I don't have the ability to do anything and what they approved you for is what they felt they could give you".  Ok whatever, I'll take my 810 score and use your card for gas purchases only and get my 5% and continue with my original thought of using Amex as my primary card thank you very much for your help Mr Chase.

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 68 of 73
myjourney
Super Contributor

Re: Make suggestions for me please


@audia4 wrote:

Ok, so I learned (at least with me) that they aren't willing to do much. His reply was "well whatever they gave you at the time of approval was what they were willing to offer you." 

 

Then I ask him about the "scoring" system (which of course we already know is an internal thing) and I played dumb and said "I know I don't have a score of 741 and that it's actually 810 with the creditor you pulled from" and he kind of shrugged it off saying "I'm not sure how they score and it might be an internal scoring system."  hahaha um ok. 

 

So then I gave him the reason about wanting a card similar to the American Express that I had blah blah blah...and of course he tells me that it's basically the same thing other than the Preferred gives the VISA benefits and upgrades. Um yea, that's what I'm talking about. He did confirm that you "had" to have a $5000 CL to get that card (which others have stated that's not necessarily true) and then proceeded to tell me how my limit was only $4500, so I didn't qualify. Why do you think I was calling? hello? 

 

Either I had an idiot or he just wasn't willing to do anything. He did state "I don't have the ability to do anything and what they approved you for is what they felt they could give you".  Ok whatever, I'll take my 810 score and use your card for gas purchases only and get my 5% and continue with my original thought of using Amex as my primary card thank you very much for your help Mr Chase.


You have me on the floor rolling....you know more than he does (Mr Chase)

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 69 of 73
09Lexie
Moderator Emerita

Re: Make suggestions for me please

Well, now you 'know'. Even with a $5k CL, the card may not have been a Siggy. Maybe once your Amex has reported for 4-6 mos, you can try again.
Message 70 of 73
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.