@AverageJoesCredit wrote:
Sorry to hear Sunrise, but understandable . Looks like you got the @tcbofade tacofaded no credit treatment. I use mine every couple months to show usage. Would use it more but with the apr and just have too many cc's hold me back. In todays Sync, 15 months is a great time
While they did NOT CLD me, they did leave me hanging on a spend bonus. Hard copy letter sent via snail mail got the credit to my account.
I don't use mine often, but DO use when DW, DD, and/or myself go to the movies...so three or four times a year. 
@Anonymous wrote:They will CLD for lack of use as a warning that you're about to get it shutdown. I had a shutdown for lack of use on a Sync card at ~22 months.
CL reclaim to 10K instead of 25K is due to using the online method vs calling the backdoor number for a full restore.
If you need a buffer for UTIL then bump your other cards that you do use or use at least semi often. BOA/Disco/CITI
Good to know about your closure at 22 months of inactivity. I don't really need a UTIL buffer so much as I need accounts that will always have zero balances. I don't think I'll try Credit Solutions or chat to go back to $25K, since I really don't need the CL. I'm considering getting the PayPal CC, since I don't really have a 2% gen spend card that I like. Right now, I'm using my Cash Magnet for gen spend, but it's 1.5% and AMEX rewards are extremely slow to post.
Maybe I will buy something cheap on the Marvel card, just to get some "activity".
@SunriseEarth wrote:
@Anonymous wrote:They will CLD for lack of use as a warning that you're about to get it shutdown. I had a shutdown for lack of use on a Sync card at ~22 months.
CL reclaim to 10K instead of 25K is due to using the online method vs calling the backdoor number for a full restore.
If you need a buffer for UTIL then bump your other cards that you do use or use at least semi often. BOA/Disco/CITI
Good to know about your closure at 22 months of inactivity. I don't really need a UTIL buffer so much as I need accounts that will always have zero balances. I don't think I'll try Credit Solutions or chat to go back to $25K, since I really don't need the CL. I'm considering getting the PayPal CC, since I don't really have a 2% gen spend card that I like. Right now, I'm using my Cash Magnet for gen spend, but it's 1.5% and AMEX rewards are extremely slow to post.
Maybe I will buy something cheap on the Marvel card, just to get some "activity".
Let's not forget that it gives 3% cash back on dining & entertainment. Buy yourself a hamburger with it or go to a movie. It's the only card I've ever had that makes people smile sometimes
@Anonymous wrote:After the Captain Marvel & Avengers: Endgame movies I’d be embarrassed to have this card.
I have Spiderman.
@SouthJamaica wrote:
@SunriseEarth wrote:
@Anonymous wrote:They will CLD for lack of use as a warning that you're about to get it shutdown. I had a shutdown for lack of use on a Sync card at ~22 months.
CL reclaim to 10K instead of 25K is due to using the online method vs calling the backdoor number for a full restore.
If you need a buffer for UTIL then bump your other cards that you do use or use at least semi often. BOA/Disco/CITI
Good to know about your closure at 22 months of inactivity. I don't really need a UTIL buffer so much as I need accounts that will always have zero balances. I don't think I'll try Credit Solutions or chat to go back to $25K, since I really don't need the CL. I'm considering getting the PayPal CC, since I don't really have a 2% gen spend card that I like. Right now, I'm using my Cash Magnet for gen spend, but it's 1.5% and AMEX rewards are extremely slow to post.
Maybe I will buy something cheap on the Marvel card, just to get some "activity".
Let's not forget that it gives 3% cash back on dining & entertainment. Buy yourself a hamburger with it or go to a movie. It's the only card I've ever had that makes people smile sometimes
Yeah, that's all my Uber card gets, fast food 3-4 times a month. In a year or so I might finally hit the $25 redemption requiement. 