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Marvel Question

BallBounces
Established Contributor

Marvel Question

I have a couple  questions about the Marvel MasterCard through Sync.  The Iron Man one specifically.

 

I kid.

 

Anyway, if you are approved and given a "temporary limit" (theoretically to use to spend immediately) is it ever the permanent limit as well, or is it always a reduced amount of a higher limit?  Is this card one that has been known to sometimes grant "CLI upon activation" online?

 

 

050719:     
020321:     



Current scores are in see - saw mode. Going to be choppy for a couple years, but hoping to break above 700 across all three and stay there in 2021.
Message 1 of 10
9 REPLIES 9
JR_TX
Valued Contributor

Re: Marvel Question

The initial limit oftentimes isn’t the actual limit with the Marvel MC. You can always call for CLI upon receipt and activation of the card but NOT BEFORE. With a TU F8 of 700+ they almost always grant CLI. Clean and thick 720+ and you can always ask for the moon.
The way to know actual SL before card gets to you is through your CR in which SYNB reports within a few days of approval and before card even gets delivered so watch your CK closely.
Mission Accomplished on Dec 07 2020! Rebuild Complete!

New cc TLs : 1/6 ; 2/12 ; 3/24
HPs EX 3 EQ 3 TU 1
AAoA 5y6m
UTIL 1% - 3%

$236K+ Total Limits











Message 2 of 10
BallBounces
Established Contributor

Re: Marvel Question

My file is super thick and super duper dirty.    TU 674 was the approval.  So, believe it or not, if the permanent limit is 500 that will actually serve my specific secondary purpose pretty well (an AU card for someone with 0 credit).  I will wait and see, you are right that they report real quick typically.  I could make due with a larger limit too.  Smiley LOL

 

I am more than familiar with CLIs for general sync products, so was wondering if the eary CLI process is a little tighter for this card.

 

 

050719:     
020321:     



Current scores are in see - saw mode. Going to be choppy for a couple years, but hoping to break above 700 across all three and stay there in 2021.
Message 3 of 10
FinStar
Moderator

Re: Marvel Question

Right, and as you alluded, sometimes the temporary SL can be the actual CL. Best way to know for sure, as mentioned above, is when it hits your CRs within the next 24-72 hours to confirm the full CL.
Message 4 of 10
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Marvel Question

If it specifically said temporary limit, it's probably larger. Like Chase, Sync caps early access 




Message 5 of 10
tcbofade
Super Contributor

Re: Marvel Question

I picked up Marvel last January. TU 8 score was 750+.  $500 temp limit, $2,000 actual limit.  Haven't had a CLI yet.  Smiley Indifferent

06/01/21 Fico 8: EX 735, EQ 753, TU 757.
06/05/21 Fico 9: EX 726, EQ 740, TU No idea.

Zero percent financing is where the devil lives...
Message 6 of 10
Saeren
Mega Contributor

Re: Marvel Question


@tcbofade wrote:

I picked up Marvel last January. TU 8 score was 750+.  $500 temp limit, $2,000 actual limit.  Haven't had a CLI yet.  Smiley Indifferent


Feels bad man...

 

Sorry taco, that was totally my fault you went for that one and then I didn’t even go for it, I went SavorOne instead. Smiley Sad





Message 7 of 10
M_Smart007
Epic Contributor

Re: Marvel Question


@tcbofade wrote:

I picked up Marvel last January. TU 8 score was 750+.  $500 temp limit, $2,000 actual limit.  Haven't had a CLI yet.  Smiley Indifferent


I think your last 3 spree more than made up for it. "Taco Tuesday"Smiley Happy

 

 

Message 8 of 10
BallBounces
Established Contributor

Re: Marvel Question

I posted in approvals.  It hit.  1000 SL.

050719:     
020321:     



Current scores are in see - saw mode. Going to be choppy for a couple years, but hoping to break above 700 across all three and stay there in 2021.
Message 9 of 10
gdale6
Moderator

Re: Marvel Question

As OP has now posted an approval thread this one is closed to further comments.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/I-am-Iron-Man/m-p/5733563
Message 10 of 10
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