It’s by cap 1 cli was a soft pull when I had the card. I no longer have it bc my score took a dip when I had to carry a balance on my cards.
They sent me a letter in the mail.
Basically, saying they were closing my accounts due to looking like I was going to be a risk, based on carrying balances on my other cards.
I was like really this is the one card that had a zero balance. Never heard of capital one doing this. sync, chase, Barclays? Yes, cap one? No.
Guess they are really trying to put themselves on par with being a big
Time prime lender now with all the changes they have been making.