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Max Cash Preferred: Offer or Marketing?

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Wavester64
Valued Contributor

Max Cash Preferred: Offer or Marketing?

Nothing hurts more than when you get a "mailer" for a card that you want, that you are 99.99% sure its just marketing and not an offer, but I'll ask anyways.

 

Been wanting the Elan Max Cash preferred card, in this case the Valley National (or today it's just "Valley) variant.

 

Got a mailer today from Valley, but no where does it mention pre-qualified or pre-approved. Just "invited to apply" and there is a unique confirmation code with it as well.

 

Being 11/12 and 5/6 on new accounts, even if it said pre-approved, would be a tough one to try for.

 

But I am sure this is just marketing, right? Smiley Indifferent






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14 REPLIES 14
Remedios
Credit Mentor

Re: Max Cash Preferred: Offer or Marketing?

I'm pretty certain that's just marketing, but what's another HP? 

 

Message 2 of 15
FinStar
Moderator Emeritus

Re: Max Cash Preferred: Offer or Marketing?

As mentioned above, just a marketing solicitation to apply.

Message 3 of 15
Wavester64
Valued Contributor

Re: Max Cash Preferred: Offer or Marketing?


@Remedios wrote:

I'm pretty certain that's just marketing, but what's another HP? 

 


Nah, I am on a roll with HPs and success rate for new accounts, so no dice for this Smiley Wink

 

I'll have to play the waiting game...






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Message 4 of 15
blindambition
Senior Contributor

Re: Max Cash Preferred: Offer or Marketing?

Most likely just marketing.

Message 5 of 15
Aim_High
Super Contributor

Re: Max Cash Preferred: Offer or Marketing?

I got one of those and also consider it marketing.  There's info in the mega-thread that appears Elan looks more closely at the last six months of activity.  With 5/6, I think approval would be questionable.   But it's worth waiting for!  Smiley Happy


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Message 6 of 15
Wavester64
Valued Contributor

Re: Max Cash Preferred: Offer or Marketing?


@Aim_High wrote:

I got one of those and also consider it marketing.  There's info in the mega-thread that appears Elan looks more closely at the last six months of activity.  With 5/6, I think approval would be questionable.   But it's worth waiting for!  Smiley Happy


Yeah, I want this one Smiley Happy

 

Seeing that the credit Gods wont ever shine on me to get the USB Cash+ card, I decided I want this one.

 

Both tough to get however since technically they are one in the same - but getting this today hopefully is a good sign of things to come.

 

Maybe I am on their radar Smiley Very Happy






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Message 7 of 15
Anonymous
Not applicable

Re: Max Cash Preferred: Offer or Marketing?

I think you knew the answer before asking the question lol

Message 8 of 15
Credit4Growth
Senior Contributor

Re: Max Cash Preferred: Offer or Marketing?


@Anonymous wrote:

I think you knew the answer before asking the question lol


Shhhh....!

No pointing fingers and calling each other out!  🙈🙉🙊 ( humor) 

Message 9 of 15
Wavester64
Valued Contributor

Re: Max Cash Preferred: Offer or Marketing?


@Anonymous wrote:

I think you knew the answer before asking the question lol


hahahah I did, I just wanted re-assuring Smiley LOL






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Message 10 of 15
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