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Greetings -
Joined PenFed in January -- PCR for 10K. Today I received an offer - increase the PCR to 17.7, or add a new card for 17.7 (Pathfinder Rewards Amex or Platinum Rewards Visa).
I have no interest in either of the latter cards but, from where I sit, a higher aggregate CL is better.
Anyone know if I'd be able to get the new card and, say, a year down the line, close it and migrate the CL to my PCR?
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
Are you sure the offer is increase the PCR 'to' $17.7K and not increase 'by' $17.7K?
This would be the first time I've heard of an offer that showed a different amount for a card already held vs one not already held.
@expatCanuck wrote:Greetings -
Joined PenFed in January -- PCR for 10K. Today I received an offer - increase the PCR to 17.7, or add a new card for 17.7 (Pathfinder Rewards Amex or Platinum Rewards Visa).
I have no interest in either of the latter cards but, from where I sit, a higher aggregate CL is better.
Anyone know if I'd be able to get the new card and, say, a year down the line, close it and migrate the CL to my PCR?
I have done it several times with PenFed. There was no problem.
@coldfusion wrote:Are you sure the offer is increase the PCR 'to' $17.7K and not increase 'by' $17.7K?
This would be the first time I've heard of an offer that showed a different amount for a card already held vs one not already held.
Excellent question. To me the text is ambiguous, and I may well have misinterpreted. Let's see what happens.
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
Nice CLI. Congrats!