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Maybe I'm not in AMEX's blacklist anymore? UPDATED denied

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TXinandout
Frequent Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

Ok so I called and they guy told me it was denied, check the application status and... "Thank you for applying for the Platinum Card(R). We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account(s)".

 

Well maybe at some point in the future if I ever receive something from them.

 

Thank you gang!

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 11 of 16
JonStur
Established Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

Sorry to hear that..AMEX has a memory like an elephant and they will hold a serious grudge!!! Generally you have to pay them in full if you've ever burned them before they even think of extending credit again...

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 12 of 16
newmomnewme
Valued Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

I burned them in 94-95..I am going to wait until next year or 2015...maybe they will forget after 20 years. LOL

012019 Fico8/Mortgage Score:
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Message 13 of 16
myjourney
Super Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


@TXinandout wrote:

Ok so I called and they guy told me it was denied, check the application status and... "Thank you for applying for the Platinum Card(R). We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account(s)".

 

Well maybe at some point in the future if I ever receive something from them.

 

Thank you gang!


Sorry to hear keep moving forwad tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 16
ezdoesit
Valued Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


@newmomnewme wrote:

I burned them in 94-95..I am going to wait until next year or 2015...maybe they will forget after 20 years. LOL


How much did you burn them for?

Message 15 of 16
newmomnewme
Valued Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

About 20k. I had a 6k balance, the merchant double charged me...Amex refunded 6k, then the merchant 6k. It took almost a year before they caught on. I was young and shady then...LOL

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 16 of 16
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