Member of the all 700 club!!

ilovelisa · ‎03-22-2013

Got all 3 Fico scores today, even with 80 inquires on each CR they are:

EQ:716

EX:736
TU:710

Another thing:

I'm wondering what happened to all the inquiries on TU, there are only 15. Could this be because I check my score everyday on CK? Not that I am trying to bump them, I just notice everyday on CK, when I check, it says an inquiry has been deleted.

EQ inquires:83

EX inquires:82

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500

09Lexie · ‎03-22-2013

Congrats ilovelisa !

Inq's do age off after 2 years.

Miss you in the Garden.

Closing Credit Cards

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ilovelisa · ‎03-22-2013

@09Lexie wrote:
Congrats ilovelisa !

Inq's do age off after 2 years.

Miss you in the Garden.

Still in the garden, I just paid $4.95 to EQ to get all 3 scores and reports.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500

tcbofade · ‎03-22-2013

You bought an EX FICO from EQ??

I didn't think you could buy an EX FICO anywhere....

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...

Dustink · ‎03-22-2013

@tcbofade wrote:
You bought an EX FICO from EQ??

I didn't think you could buy an EX FICO anywhere....

+1

Too many INQs & low AAoA so I'm off to tend the Garden. Age:23

$17k $8.5K Closed $19k $6.5k $24.2k Closed $5k Closed $8.5k Closed @2.49%

Repo-ed · ‎03-23-2013

those are not fico scores

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

j_casteel · ‎03-23-2013

@Repo-ed wrote:
those are not fico scores

+1

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

SwiftTone · ‎03-23-2013

Those are not FICO scores.

And also, inquiries age off after 1 year and fall off the report after 2.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766

Shogun · ‎03-23-2013

+1 again. Also with CK and your TU Inqs, that could be a possibility. But you have to watch that and make sure you don't bump off good TLs too. That can happen.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

ObeyJohnny12 · ‎03-23-2013

Well fico or not, it's good that you are still in the garden.

Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.