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Merging Credit Cards or Reallocating Credit Lines

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Merging Credit Cards or Reallocating Credit Lines

There have been a few posts here and there recommending people "merge cards" or "re-allocate" credit lines. I have some recent experience attempting to use the online credit line reallocation feature with American Express, but I was curious to hear of any other recent (last 6 month) success stories with people being able to either combine cards or reallocate  credit lines. With the economy slowly improving, I wonder if this is a feature credit card issuers are bringing back. Thoughts?

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
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Re: Merging Credit Cards or Reallocating Credit Lines

 


@UFGuy2006 wrote:

There have been a few posts here and there recommending people "merge cards" or "re-allocate" credit lines. I have some recent experience attempting to use the online credit line reallocation feature with American Express, but I was curious to hear of any other recent (last 6 month) success stories with people being able to either combine cards or reallocate  credit lines. With the economy slowly improving, I wonder if this is a feature credit card issuers are bringing back. Thoughts?


Were you able to reallocate your credit lines with AMEX?

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Established Contributor

Re: Merging Credit Cards or Reallocating Credit Lines


@DI wrote:

 


@UFGuy2006 wrote:

There have been a few posts here and there recommending people "merge cards" or "re-allocate" credit lines. I have some recent experience attempting to use the online credit line reallocation feature with American Express, but I was curious to hear of any other recent (last 6 month) success stories with people being able to either combine cards or reallocate  credit lines. With the economy slowly improving, I wonder if this is a feature credit card issuers are bringing back. Thoughts?


Were you able to reallocate your credit lines with AMEX?


Although the option was available to me online through the Amex site, they would not let me re-allocate from a card that was opened for less than 12 months.

FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
Amex Blue Cash | Amex Blue Business | Amex Cash Magnet | Amex Gold Rewards | Amex Lowes Business | Amex SimplyCash Plus | Barclays Uber Platinum Visa | Chase Amazon Prime Visa Signature | Chase Freedom Visa Signature | Discover IT More Dawn | Discover IT More Pride | Fidelity Invest Visa Signature | NFCU Cash Rewards World Mastercard | Penfed Pathfinder Rewards Amex | Sams Club Mastercard | USAA Limitless Rewards Platinum Visa | Walmart Mastercard
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Established Contributor

Re: Merging Credit Cards or Reallocating Credit Lines

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FICO: EX: 740 (1/18); TU: 753 (12/17); EQ 777 (12/17)
Amex Blue Cash | Amex Blue Business | Amex Cash Magnet | Amex Gold Rewards | Amex Lowes Business | Amex SimplyCash Plus | Barclays Uber Platinum Visa | Chase Amazon Prime Visa Signature | Chase Freedom Visa Signature | Discover IT More Dawn | Discover IT More Pride | Fidelity Invest Visa Signature | NFCU Cash Rewards World Mastercard | Penfed Pathfinder Rewards Amex | Sams Club Mastercard | USAA Limitless Rewards Platinum Visa | Walmart Mastercard
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