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Merrick Bank Free FICO

Frequent Contributor

Re: Merrick Bank Free FICO

Not sure how much it can grow if its a hybrid rebuilder

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Message 21 of 35
Highlighted
Regular Contributor

Re: Merrick Bank Free FICO

They will double your limit after the 7th statement hits. After that don't expect much. 

I just got my double to 1,400, and I'll keep it and use it once a month for the free FICO score. 

If it had an AF, I would drop it, though. 

 

My wife has had hers for three years, and no love from them past the first CLI.

Message 22 of 35
Frequent Contributor

Re: Merrick Bank Free FICO

Staying away. Just got approved for a Chase Freedom Smiley Very Happy

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Message 23 of 35
Senior Contributor

Re: Merrick Bank Free FICO


Shock_ wrote:

Staying away. Just got approved for a Chase Freedom Smiley Very Happy


Nice one, Congrats!

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 24 of 35
Moderator

Re: Merrick Bank Free FICO

Congrats on the new TL!



Start: 619 (TU08, 9/2013) | Current: 802 (TU08, 3/13/18)
AMEX BCE $34000 | Discover IT $27000 | cashRewards VS $25000 | Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $20000 | BofA BBR #1 $19000 | BoA BBR #2 $18800 | Cap 1 QS WMC $17250 | JCP $15000 | CashForward WMC $14000 | Barclay Rewards WMC $14000 | Citi DC $12600 | Cash+ VS $12000 | Freedom VS $12000 | Disney VS $11500 | Cash 365 AMEX $11000 | WCU Visa $10000 | Uber VS $9000 | Blispay $7500 | Amazon VS $7300 | Target MC $5000 | Sony Card $4250 | ~~Gardening Since 4/1/18
Message 25 of 35
Senior Contributor

Re: Merrick Bank Free FICO

mine also has not updated since 7/15

Message 26 of 35
Established Member

Re: Merrick Bank Free FICO

I was wondering the same thing about the FICO update. I've had the card for a while. Started with a $900 CL then got increased to $1800 Last year. Nothing since. The FICO is still showing from 7/15. I keep waiting for the updated one since I paid a bunch of stuff off end of July and August. Hoping for a big jump. Right now it sits at 666. My EX FAKO is 690.

EX 722
EQ Fako 723
TU Fako 724 -
Discover 755
Cap 1 - 747
Message 27 of 35
Valued Member

Re: Merrick Bank Free FICO (Update)

Hi,

 

The Merrick Bank score posted for me.    Pulled 08/21     Posted 8/28

 

+ 50    716 to 766      Nice!

ScoresSmiley Embarassed
EX 747
EQ 751
TU 740
BK 08/08
Message 28 of 35
Regular Contributor

Re: Merrick Bank Free FICO

Score increase from 666 to 674.

 

 

 

Message 29 of 35
Senior Contributor

Re: Merrick Bank Free FICO

Congrats, mine went up too 632 to 692 Smiley Happy

fico-aug.JPG

Message 30 of 35