Merrill Lynch CC?

[TKDALLSTAR]

Hi, I was approved for a Merrill Lynch + Visa Platinum Plus Credit Card, with a $5,000 CL. Does anyone else have any history with this type of card? Why does AMEX only pull EX credit report? Thanks.. J. TU-617 EQ-595 EX-567

[Anonymous]

Is Merrill Lynch owned by AmEx?

[Anonymous]

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@Anonymous wrote:

Is Merrill Lynch owned by AmEx?

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No

[Anonymous]

If I may ask, what is their web site to apply?  I feel that I just need one (1) more cc so that I can close one my other cc.  Thanks for your info.

[smallfry]

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@TKDALLSTAR wrote:
Hi, I was approved for a Merrill Lynch + Visa Platinum Plus Credit Card, with a $5,000 CL. Does anyone else have any history with this type of card? Why does AMEX only pull EX credit report? Thanks.. J. TU-617 EQ-595 EX-567

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Congrats that's a good card. Well done.

[Anonymous]

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@TKDALLSTAR wrote:
Hi, I was approved for a Merrill Lynch + Visa Platinum Plus Credit Card, with a $5,000 CL. Does anyone else have any history with this type of card? Why does AMEX only pull EX credit report? Thanks.. J. TU-617 EQ-595 EX-567

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Wow after looking at your scores I'm shocked that you got this card, it is supposedly not an easy card to get! Who did they pull? CONGRATS!!!

[TKDALLSTAR]

I am not sure yet which were pulled, will have to check my inquiries...

They also take into consideration your income... I make roughly $70,000/yr..

[Anonymous]

I received the 30 days spill... Does that mean a fat old declined?

[Anonymous]

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@TKDALLSTAR wrote:

I am not sure yet which were pulled, will have to check my inquiries...

They also take into consideration your income... I make roughly $70,000/yr..

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Everyone takes income into some sort of consideration. ML+ has just gotten a reputation as being a hard card to get - regardless of income. If the scores don't justify approval then income won't be able to impact your CL...

Either way - Congrats on the approval.

[TKDALLSTAR]

Wow....