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Midnight suprise - Thanks Discover

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Duncanrr
Valued Contributor

Midnight suprise - Thanks Discover

Working late night and checking my email.  I had the following email from Discover in my inbox (I applied for card early January 2013 and got 6k CL)

 

 

---------

 
 
 
From:Discover Card (discover@service.discover.com)This sender is in your safe list.
Sent:Fri 4/19/13 4:50 AM
To:xxxx
 
 
 

Discover

 

Account number ending in xxxx

Regarding your Credit Limit

 

Dear Duncanrr,

We're happy to inform you that we have increased your credit line on your Discover® card.

Your new credit line is: $7,800 of which $2,000 is available as Cash

Now you have more buying power than ever with your Discover card.

And remember, your Discover card offers you tremendous value and convenience with these benefits:

No Annual Fee.

5% Cashback Bonus(R) in categories that change like department stores, gas, restaurants, and many more. In addition, you automatically earn 1% Cashback Bonus on all other purchases.


Great Balance Transfer offers that can help you consolidate debt, pay for that dream vacation or make home improvements. It's quick and easy, so start saving today!

Sincerely,

Discover Card Customer Service

 

 

 

------NICE 1.8k Auto CLI in just 3 months!!!



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 23
22 REPLIES 22
dodfire
Valued Contributor

Re: Midnight suprise - Thanks Discover

Very nice!!! How much do you use the card to get an auto increase in just 4 months???

*8/10/13
Message 2 of 23
myjourney
Super Contributor

Re: Midnight suprise - Thanks Discover

Congrats nice email

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 23
Duncanrr
Valued Contributor

Re: Midnight suprise - Thanks Discover

I used the card heavily.  4k in the first 3 months.  Paid 2k off and carrying the rest of the balance (might as well take advantage of 0% APR.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 4 of 23
dodfire
Valued Contributor

Re: Midnight suprise - Thanks Discover

Maybe I should use mine more....Normally just spend about $200 and PIF as soon as the charge post's online.

*8/10/13
Message 5 of 23
09Lexie
Moderator Emerita

Re: Midnight suprise - Thanks Discover

Message 6 of 23
VirtualCuriosity
Established Contributor

Re: Midnight suprise - Thanks Discover


@Duncanrr wrote:

Working late night and checking my email.  I had the following email from Discover in my inbox (I applied for card early January 2013 and got 6k CL)

 

 

---------

 
 
 
From:Discover Card (discover@service.discover.com)This sender is in your safe list.
Sent:Fri 4/19/13 4:50 AM
To:xxxx
 
 
 

Discover

 

Account number ending in xxxx

Regarding your Credit Limit

 

Dear Duncanrr,

We're happy to inform you that we have increased your credit line on your Discover® card.

Your new credit line is: $7,800 of which $2,000 is available as Cash

Now you have more buying power than ever with your Discover card.  And with great power, comes great responsibility.

And remember, your Discover card offers you tremendous value and convenience with these benefits:  And we love you.

No Annual Fee.

5% Cashback Bonus(R) in categories that change like department stores, gas, restaurants, and many more. In addition, you automatically earn 1% Cashback Bonus on all other purchases.


Great Balance Transfer offers that can help you consolidate debt, pay for that dream vacation or make home improvements. It's quick and easy, so start saving today!

Sincerely,

Discover Card Customer Service

 

 

 

------NICE 1.8k Auto CLI in just 3 months!!!


 


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 7 of 23
Dustink
Valued Contributor

Re: Midnight su[r]prise - Thanks Discover

Thought this thread was going to involve drapping.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 8 of 23
09Lexie
Moderator Emerita

Re: Midnight su[r]prise - Thanks Discover

Message 9 of 23
rtw
Established Contributor

Re: Midnight su[r]prise - Thanks Discover

Nice cli!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 10 of 23
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