Mini-App Spree Results w/ limited history

uroosa1 · ‎11-27-2012

Okay so i started with

Wells fargo secured 300cl - 11 mo age - 20/300 balance

2 student loans - 1yr 5mo age

2 student loans - 5 mo age.

1 inq with 719 EQ Fico

Applied:

Chase freedom - instant approval- 3000cl

Discover More - had to call- approved- 4500cl

USAA Mastercard- instant denial. too many inq???

I'm happy and i'm done. I'm gonna garden 1-2 years.(lets hope)

Thanks for everyone's help. any questions?

Swapmeet · ‎11-27-2012

Congrats on the two new ones with nice starting limits!

My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie

uroosa1 · ‎11-27-2012

Thanks, I was shocked with the Discover limit. Maybe its because I called in.

If I call credit anaylst for chase, Do you think they might raise it?

or am i pushing it .

Epcot · ‎11-27-2012

Congrats on your approvals and recon!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Movin_on_up · ‎11-27-2012

Hey congrats! Did you apply for all three on the same day? If not, what was the spread.

I'm plotting my own mini-spree soon and formulating strategy.

Starting score: EQ FICO 8 702 (1/1/2012)
Current scores: EQ FICO 8: 763 / TU FICO 8: 760 / EX FICO 8: 765

Wallet: Chase Freedom 12K - Discover More 12K - Walmart 1K - Capital One MC 1K