Trying to take the next step and close a lot of my rebuilder cards such as Credit One and Orchard.
Already had NFCU cash rewards card w/ 5k limit. Asked for Platinum Visa and CLI on cash rewards. Approved for both Cash Rewards @ 8k and new Platinum Visa @ 6k. This is where I want to be so I'll be in the garden for quite a while.
State Farm wanted 2 years from Chap 13 discharge/dismissal
Barclays same although I think the amount of new accounts/inquiries recently opened scared them more.
Starting Score: 656(EQ myFICO) 668 (TU myFICO) Current Score: 638 EQ 680 TU08 677 EX Goal Score: 750