Re: Minimum credit history need for Amex PRG?

w20031424 · ‎05-29-2013

I'm helpming my roommates building his credit file, he just got his CapOne newcomer and BOA secure last month with my suggestion. He will go back to Korea to serve in military in the middle of next year and he asked me whether he can manage to get a free plane ticket for that. I've already added him as AU to several of my CC to thicken his file a bit.

My eyes are on the Amex PRG with 25K points, maybe 50K with special offer.

So is it possible to get Amex PRG with less than one year's credit history? Thanks.

enharu · ‎05-29-2013

Yes

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

myjourney · ‎05-29-2013

Possible sure

its a charge so risk are less

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

charleeislegend · ‎05-29-2013

i got my PRG with 50k offer with 6 months of history. but they triple pulled.

Credit Karma (TU) : 810 Discover FICO (TU): 805 Credit Sesame (EX): 805 myFICO (EQ) - 791
Amex Simplycash Business - $15000 Citi Costco - $12000 Citi Double Cash - $10000 Discover IT - $12000 Chase Sapphire Reserve - $32000

eviLution · ‎05-29-2013

^+1

I'm waiting til I get 1 full year of history to see if I can avoid the triple pull.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG

w20031424 · ‎05-29-2013

@charleeislegend wrote:
i got my PRG with 50k offer with 6 months of history. but they triple pulled.

I'd glad to hear that it is totally possible.

BearsAndTurtlesRtheBest · ‎05-29-2013

Good for you for helping out your friend. Hope everything goes well.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

7PM789 · ‎05-29-2013

I was approved for the Amex gold card (not the prg) with 6 months history but I was also triple pulled.

Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .

BearsAndTurtlesRtheBest · ‎05-29-2013

I noticed that AMEX doesnt like high UTL even with a score in the low 700s.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

w20031424 · ‎05-29-2013

@BearsAndTurtlesRtheBest wrote:
Good for you for helping out your friend. Hope everything goes well.

Yeah.. I persuaded someone with parent retired in Army to join NFCU, and then pigybacked the rest ten of us living in the same address(aprtment) into NFCU. And then some of them moved to another Aprtment of the school dorm, and pigybackked others.. it's like a virus spreading..

Minimum credit history need for Amex PRG?

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Minimum credit history need for Amex PRG?