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@AverageJoesCredit wrote:the one that comes out of my wallet
Sorry im ol'schooll....my physical , coming out of my back pocket " wallet" !
And here I thought it was your Walmart card
Until the end of September, it was probably a tie between Chase Amazon and Amex Amazon, and USB AR right behind them. Now Amex is in the sock drawer till next year because they capped the 5% earnings. My dislike for Amex continues to grow with all their shenanigans.
Now Chase Amazon and USB AR get the most spend.
@M_Smart007 wrote:
@AverageJoesCredit wrote:the one that comes out of my wallet
Sorry im ol'schooll....my physical , coming out of my back pocket " wallet" !
And here I thought it was your Walmart card
Could be .....my.....Pendread....card...???
Sam's Club mastercard is my most commonly used card due to the 5% back on gas and 3x on dining make me use it the most. The next card would be whatever card I'm using for hitting a bonus.
Currently it's my PenFed PCR Visa.
AMEX Everyday Preferred.
@AverageJoesCredit wrote:
@M_Smart007 wrote:
@AverageJoesCredit wrote:the one that comes out of my wallet
Sorry im ol'schooll....my physical , coming out of my back pocket " wallet" !
And here I thought it was your Walmart card
Could be .....my.....Pendread....card...???
You got another one? Want details! Lol
Mine is the BBVA ClearPoints. Since I can choose my 3x category as "Utilities", it covers my entire overhead for the month with good rewards. My consistent "Utilities" spend (showing in BBVA category) include:
Cellular service
Internet and cable service
Atmos (Natural Gas)
Municipal Utililities District (water, trash)
COA Utilities (electric)
Farmers Insurance (car and home insurance)
I use my other cards during the month to show spend on fuel, streaming services, dining, travel, groceries and any needs not shown above. I could also take care of some of these other items for 2x rewards on BBVA but I like to put spend on all cards every month.
Not quite "swiped" but I find myself entering Paypal Key into many websites now, for the 5% (Discover last q, Freedom this), Once Jan arrives (and assuming no-one is offering 5% on Paypal) I will link it to USAlliance (if that's still doing 3%!) The indirection is very useful as I don't need to update recurring payments in several places.
For "real" swipes, actually Samsung Pay, Chase Amazon (for Whole Foods) and USB AR (everything else).
And for real real swipes, Cash App card, for 10% off groceries.
Lately the Freedom Flex has gotten the most charges since I have it tied to my PayPal Key and pretty much everything I can get is going on there for 5%. The Citi Costco gets a lot for Gas, Dining and Costco is about the only store I am regularly going through right now. AMEX Every day is primary on my Google Pay. I know getting 1x point for non grocery spend is less than other cards from a cash back perspective but I try to get the 20 transactions a month for the bonus points and I am slowly getting MRs.