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Most swiped card?

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Valued Contributor

Most swiped card?

Which card you swipe the most? I swipe PenFed most because they gave me highest limit and 2% cash back.


Filed chapter 7 in May 2017.

60 REPLIES 60
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Community Leader
Mega Contributor

Re: Most swiped card?

the one that comes out of my walletSmiley Wink

 

 

Sorry im ol'schooll....my physical , coming out of my back pocket " wallet" !Smiley Wink

Message 2 of 61
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Super Contributor

Re: Most swiped card?

BofA WWF Cash Rewards (most online shopping and some Costco)

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 3 of 61
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Frequent Contributor

Re: Most swiped card?

I only have a few cards, but CFU gets almost all of my swipes.  Groceries + takeout + pharmacy is basically all of my spend right now, and 1.5% is my highest base rate for anything else.  I plan to open another card for groceries once the 5% promo expires, but otherwise I don't see anything displacing the CFU for me any time soon.

Wallet: Chase FU & Disco IT CB
Sock Drawer: Chase Amazon, State Farm GN
TU 817, EX 817, EQ 826
Message 4 of 61
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Valued Member

Re: Most swiped card?

Citi Double Cash and Amex Amazon Business Prime.

October 2020 Snapshot -

FICO8:
VantageScore3:
Inquiries:
New Accounts: 1/24, 1/12, 0/6
AAoA: 10+ years
AoOA=AoORA: 33+ years
AoYA=AoYRA: less than 1 year



Total Credit Card Limits: $395k (includes $82k AU and $32k business)
Utilization: less than 1%

Installment Loans: none open (all mortgages, auto loans, and student loans FINALLY paid off, though 5 closed tradelines are still reporting)
Message 5 of 61
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Valued Contributor

Re: Most swiped card?


@AverageJoesCredit wrote:

the one that comes out of my walletSmiley Wink

 

 

Sorry im ol'schooll....my physical , coming out of my back pocket " wallet" !Smiley Wink


Ooo I also use that old fashioned thing called a wallet but I don't carry it in my back pocket 

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 6 of 61
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Super Contributor

Re: Most swiped card?

I'm not doing much spending these days. BCP gets used every week though so that would be my most used card. 




Message 7 of 61
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Established Contributor

Re: Most swiped card?

My NFCU More Rewards gets used daily. 3% back on groceries, gas stations and restaurants. 

Its my largest limit also, that helps.

NFCU More Rewards 20K CL
NFCU Cash Rewards 1500 CL
Discover IT 1000 CL
Capital One Quicksilver 500 CL (formerly Platinum)
Message 8 of 61
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Super Contributor

Re: Most swiped card?


@dragontears wrote:

@AverageJoesCredit wrote:

the one that comes out of my walletSmiley Wink

 

 

Sorry im ol'schooll....my physical , coming out of my back pocket " wallet" !Smiley Wink


Ooo I also use that old fashioned thing called a wallet but I don't carry it in my back pocket 


I'm using what used to be the ID insert to a big wallet. I carry:

 

Driver ID

Health insurance ID

Costco Visa (doubles as member ID)

 

Everything else is via mobile pay. I don't have to worry about mass transit or travel cards most days.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 9 of 61
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New Contributor

Re: Most swiped card?

Citi DC for many years, it was used for everything.  

Today it's Chase CSP trying to hit the SUB.  


Message 10 of 61
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