Moving credit limit's around

[FinStar]

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@snowkitty wrote:
@FinStar Oh no, I will check that. Would they pull a 2nd hp on the same day? That would be bad but now that I think about it, they did ask me for financial info, etc. It never occurred to me that would be a hp. I'm beginning to feel like that whole card was a mistake. Thanks for the heads up.

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Just check to be sure since this is standard for BOA.  If you were approved for the other card on the same day as you allocated CLs, then it is possible it may have been done with one HP, but better safe than sorry.  Worse case scenario, you can contact an analyst and explain the situation (in the event you have evidence of 2 HPs) and see if they are willing to remove the 2nd HP.  Most often, they can be accommodating depending on the situation.

[snowkitty]

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@FinStar wrote:

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@snowkitty wrote:
@FinStar Oh no, I will check that. Would they pull a 2nd hp on the same day? That would be bad but now that I think about it, they did ask me for financial info, etc. It never occurred to me that would be a hp. I'm beginning to feel like that whole card was a mistake. Thanks for the heads up.

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Just check to be sure since this is standard for BOA.  If you were approved for the other card on the same day as you allocated CLs, then it is possible it may have been done with one HP, but better safe than sorry.  Worse case scenario, you can contact an analyst and explain the situation (in the event you have evidence of 2 HPs) and see if they are willing to remove the 2nd HP.  Most often, they can be accommodating depending on the situation.

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I will find out in a few days on credit karma. I use them weekly to keep up with TU changes. Hopefully it was just one but if not I will do as you said and call to speak with an anaylst about having it removed because the rep did not say anything about pulling another report. Thanks!

[fedxboy]

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@snowkitty wrote:

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@FinStar wrote:

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@snowkitty wrote:
@FinStar Oh no, I will check that. Would they pull a 2nd hp on the same day? That would be bad but now that I think about it, they did ask me for financial info, etc. It never occurred to me that would be a hp. I'm beginning to feel like that whole card was a mistake. Thanks for the heads up.

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Just check to be sure since this is standard for BOA.  If you were approved for the other card on the same day as you allocated CLs, then it is possible it may have been done with one HP, but better safe than sorry.  Worse case scenario, you can contact an analyst and explain the situation (in the event you have evidence of 2 HPs) and see if they are willing to remove the 2nd HP.  Most often, they can be accommodating depending on the situation.

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I will find out in a few days on credit karma. I use them weekly to keep up with TU changes. Hopefully it was just one but if not I will do as you said and call to speak with an anaylst about having it removed because the rep did not say anything about pulling another report. Thanks!

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My buddy had a 25k B of A Sig card that I was an AU on and still am and he recently app'd for a B of A  AAA rewards card and was approved, just last month.  However, they took 15k from the Sig card and put that on the AAA rewards card for the limit.  When I let him know that his Sig card now reports with a 10k CL, instead of a 25k -- he called to have them reverse 10k back to the Sig card, but then he realized that it was going to cost another HP (ridiculous) to do this....since they were asking for financial info and ss#, so he stopped right then and there.   Just a heads up, like FinStar said.  Hopefully, it works out for you!