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Moving credit limits between nfcu cards

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Jccflat
Established Contributor

Moving credit limits between nfcu cards

can I send a secure message to nfcu asking to move from a Amex card to platinum card 15k so the platinum will have 35k ?

are they ok with that don't wanna ask something they don't like to process 

 

i use allot for advance and pay back after 3 weeks always 

taking advantage of the low apr the platinum has 

Message 1 of 14
13 REPLIES 13
Brian_Earl_Spilner
Credit Mentor

Re: Moving credit limits between nfcu cards

You can ask them to do just about anything through secure message.

    
Message 2 of 14
M_Smart007
Legendary Contributor

Re: Moving credit limits between nfcu cards


@Jccflat wrote:

can I send a secure message to nfcu asking to move from a Amex card to platinum card 15k so the platinum will have 35k ?

are they ok with that don't wanna ask something they don't like to process 

 

i use allot for advance and pay back after 3 weeks always 

taking advantage of the low apr the platinum has 


Simple answer yes!

Message 3 of 14
Jccflat
Established Contributor

Re: Moving credit limits between nfcu cards

Sent yesterday afternoon a secure message never heard back 

as of now 

does it take forever for them to open it ? Thanks 

Message 4 of 14
Anonymous
Not applicable

Re: Moving credit limits between nfcu cards

They try to get back to you within 24-48 hours. It may take a bit longer due to everything going on. I would give it till Thursday. Worst case, you can call in for assistance. Good luck 

Message 5 of 14
M_Smart007
Legendary Contributor

Re: Moving credit limits between nfcu cards

NFCU is swamped! .. So the wait times are a bit longer than normal.

Message 6 of 14
Jccflat
Established Contributor

Re: Moving credit limits between nfcu cards

I see that

it was never that long of waiting time for a reply ,

I guess short of staff because of the covid 19 the 

Message 7 of 14
UpperNwGuy
Valued Contributor

Re: Moving credit limits between nfcu cards


@Jccflat wrote:

i use allot for advance and pay back after 3 weeks always 

taking advantage of the low apr the platinum has 


If you're using the card for a lot of cash advances, NFCU may suggest you take out a personal loan instead of increasing your credit limit on the Platinum card.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 8 of 14
ldkcivilservant
Frequent Contributor

Re: Moving credit limits between nfcu cards

I am at 3 days right now for a reply to a secure message. Never been this long before. No biggie though.

NFCU Platinum $50k | Amex Delta Platinum $25k | Elan Financial $19.7k | Chase Freedom Unlimited $16k | Bank Americard $16k | Discover IT $13K | NFCU Flagship Rewards $10k | GS AppleCard $5.5k | Citi Simplicity $3k
Message 9 of 14
Harvey26
Valued Contributor

Re: Moving credit limits between nfcu cards


@Jccflat wrote:

can I send a secure message to nfcu asking to move from a Amex card to platinum card 15k so the platinum will have 35k ?

are they ok with that don't wanna ask something they don't like to process 

 

i use allot for advance and pay back after 3 weeks always 

taking advantage of the low apr the platinum has 


This is a 50/50 shot. There have been lots of people who have asking to moved limits and it has been approved and there have been people like myself who have been told no.

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 59.9K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K,
Message 10 of 14
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