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Moving credit limits between nfcu cards

Established Contributor

Re: Moving credit limits between nfcu cards

I was told they are no longer moving limits. I tried in the beginning of July. Keep us posted and good luck!

Discharged BK7 - 7.16.15
Current Fico8 - (11.28.19) EX - 668/EQ - 669/TU - 671
Total CL - $250,862.
Message 11 of 14
Established Contributor

Re: Moving credit limits between nfcu cards

@Jccflat wrote:

I see that

it was never that long of waiting time for a reply ,

I guess short of staff because of the covid 19 the 

As others have mentioned, I'm sure they are swamped. Did you use the credit line increase/decrease prompt? That way it gets to the right group vs sitting in the general queue. I requested a reallocation between cards in April. It was completed within 2 days and the process was flawless. Of course only the east coast was lit up by covid at the time, now it's basically ravaging a good part of the country so I can only imagine the backlog. 


Maybe give a call so they can pull the request and move it to the top of the pile? Good luck !

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target.
Next: CLI's, combine and/or close 2-3 accts. Hope to add a few business accounts next year.

[06/20] Scores: 700s. Util: 3-5%. Inq: TU 9, EX 7, EQ 11. AAoA=6y9m, AoOA=33y0m, AoYA=1m.
$200k GOAL Met !! TCL=$240k. Extend thru CLI's over 1-2yrs: 250-300k.

Message 12 of 14
Frequent Contributor

Re: Moving credit limits between nfcu cards

After three days with no reply I sent a secure message with 2 question marks 

Within two hours I got an answer and They granted my request of moving the limits ,


Upper new guy  taking a personal loan form navy works the same? because I borrow and pay back after a week and repeat ? Is it same as CLOC it's on my account and I can borrow whenever I want ?

And what is involved ? Allot of Documents to pe approved 


Message 13 of 14
Regular Contributor

Re: Moving credit limits between nfcu cards

Mine took nearly 10 days (!!!!!!) for a reply, but they granted my request. $14.5k was moved from my MORE Rewards to Platinum, lowering that to $14.5k but boosting my Platinum up to $40k.


That make the balance I am carrying on my Plat now less than 29% of the limit. So a few FICO points for me when it reports!

FICO 8s 790-807 across all 3 CRBs

NFCU Platinum: $40K | Chase Freedom Unlimited $16k | Amex Delta Gold $15k | NFCU More Rewards : $14.5k | Discover IT: $8.4K | GS AppleCard $4.5k
Message 14 of 14
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