No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have a Chase Freedom I just got bumped to a $3500 CL plus a IHG Rewards MC with a $9000 limit. Can you have these cards and get a CSP and possibly take part of the CL from, say my IHG card, and use it to open a CSP? I just got the bump and just got approved for the IHG. Not sure if I should just wait it out and try and PC my Freedom after I get another CLI from them or something. What are my odds of that happening?
Anybody done anything like this?
I have three Chase cards, but I got them all seperately.
Freedom>Saphirre>Slate
About a year after I got the Freedom, I was looking at the Slate more than anything for the balance transfer perks. The pretty Sapphire was just sitting there staring at me though, lol. I thought what the hell, why not, let's make it an app night. Ironically I got the Sapphire Preferred, but not the Slate, LOL. Weird. Anyways, a year after that I app'd and got the Slate without a hitch. Instant approval.
I have seen other people here do CL transfers between Chase cards, but I can't remember the details. So I couldn't tell you if they were opening new cards, or just had just opened a new card and transferred CL from another, etc. I would think it could be done though, atleast with Chase. Subprime not so much. Doesn't hurt to call and ask though, I doubt they would need to actually pull anything just to check if your account would qualify for something like that. Always make sure though!
My advice? I learned to just wait a little bit inbetween grabbing up cards from the same CC company. They are naturally going to raise your CL "ceiling" with them as you go. So therefore you should have no problem getting another CC with them in a little while as long as you've been treating them right.
Of course, always call and ask first! Good luck.
You can do that, sort of. If I rememeber what I have read lately, you just got that second card with in the last week or so, and had to recon though, right? I would wait 6 months-1 year then apply for the Sapphire