Multiple Credit Cards from Suntrust or Commerce Bank

[Anonymous]

Does anyone have multiple cards from either of these issuers?

[CreditCuriosity]

Bump anyone?

[Anonymous]

I was hoping others would have chimed in by now, too.

I have a Commerce Bank penguin card for those who live outside of their footprint.  I seem to recall from another thread a month or so ago that you can have multiple cards, but IIRC the maximum on each card is $15k.  Also, IIRC, if you live within their footprint your limit can be significantly higher.  

Wish others would reply on this thread with more (better) data as I'm also curious about Commerce Bank.

[pizza1]

With Commerce Bank, I don't have multiple cards, but you can have multiple cards with them. They also don't do CLI requests.
You can't call CS or UW and ask for a CLI on a card. You have to apply for a different card, and then ask for the limit to be moved to another card. You still take the new account/inq hit.

They do account reviews twice a year, and if eligible, they will do an auto CLI.

[Anonymous]

---

@pizza1 wrote:
With Commerce Bank, I don't have multiple cards, but you can have multiple cards with them. They also don't do CLI requests.
You can't call CS or UW and ask for a CLI on a card. You have to apply for a different card, and then ask for the limit to be moved to another card. You still take the new account/inq hit.

They do account reviews twice a year, and if eligible, they will do an auto CLI.

---

That's good to know!  Strange how they do that, but it does make sense.  

Do you live within their footprint?  

[pizza1]

---

@Anonymous wrote:

---

@pizza1 wrote:
With Commerce Bank, I don't have multiple cards, but you can have multiple cards with them. They also don't do CLI requests.
You can't call CS or UW and ask for a CLI on a card. You have to apply for a different card, and then ask for the limit to be moved to another card. You still take the new account/inq hit.

They do account reviews twice a year, and if eligible, they will do an auto CLI.

---

That's good to know!  Strange how they do that, but it does make sense.  

Do you live within their footprint?  

---

I do.. Live 10 min from 2 branches. 

[valsgirl1]

Yes with SunTrust. Both joint. $6200 regular card and $19000 Travel Rewards card. I bank with SunTrust as well.

[AverageJoesCredit]

---

@pizza1 wrote:

---

@Anonymous wrote:

---

@pizza1 wrote:
With Commerce Bank, I don't have multiple cards, but you can have multiple cards with them. They also don't do CLI requests.
You can't call CS or UW and ask for a CLI on a card. You have to apply for a different card, and then ask for the limit to be moved to another card. You still take the new account/inq hit.

They do account reviews twice a year, and if eligible, they will do an auto CLI.

---

That's good to know!  Strange how they do that, but it does make sense.  

Do you live within their footprint?  

---

I do.. Live 10 min from 2 branches. 

---

Dang Pizza, how big is that Tree🌳