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Multiple Credit Cards from Suntrust or Commerce Bank

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Multiple Credit Cards from Suntrust or Commerce Bank

Does anyone have multiple cards from either of these issuers?

 

Message 1 of 8
7 REPLIES 7
Moderator

Re: Multiple Credit Cards from Suntrust or Commerce Bank

Bump anyone?

Message 2 of 8
Contributor

Re: Multiple Credit Cards from Suntrust or Commerce Bank

I was hoping others would have chimed in by now, too.

 

I have a Commerce Bank penguin card for those who live outside of their footprint.  I seem to recall from another thread a month or so ago that you can have multiple cards, but IIRC the maximum on each card is $15k.  Also, IIRC, if you live within their footprint your limit can be significantly higher.  

 

Wish others would reply on this thread with more (better) data as I'm also curious about Commerce Bank.

Message 3 of 8
Community Leader
Super Contributor

Re: Multiple Credit Cards from Suntrust or Commerce Bank

With Commerce Bank, I don't have multiple cards, but you can have multiple cards with them. They also don't do CLI requests.
You can't call CS or UW and ask for a CLI on a card. You have to apply for a different card, and then ask for the limit to be moved to another card. You still take the new account/inq hit.

They do account reviews twice a year, and if eligible, they will do an auto CLI.

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 4 of 8
Contributor

Re: Multiple Credit Cards from Suntrust or Commerce Bank


@pizza1 wrote:
With Commerce Bank, I don't have multiple cards, but you can have multiple cards with them. They also don't do CLI requests.
You can't call CS or UW and ask for a CLI on a card. You have to apply for a different card, and then ask for the limit to be moved to another card. You still take the new account/inq hit.

They do account reviews twice a year, and if eligible, they will do an auto CLI.

That's good to know!  Strange how they do that, but it does make sense.  

 

Do you live within their footprint?  

Message 5 of 8
Community Leader
Super Contributor

Re: Multiple Credit Cards from Suntrust or Commerce Bank


@O_G wrote:

@pizza1 wrote:
With Commerce Bank, I don't have multiple cards, but you can have multiple cards with them. They also don't do CLI requests.
You can't call CS or UW and ask for a CLI on a card. You have to apply for a different card, and then ask for the limit to be moved to another card. You still take the new account/inq hit.

They do account reviews twice a year, and if eligible, they will do an auto CLI.

That's good to know!  Strange how they do that, but it does make sense.  

 

Do you live within their footprint?  


I do.. Live 10 min from 2 branches. 


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 6 of 8
New Member

Re: Multiple Credit Cards from Suntrust or Commerce Bank

Yes with SunTrust. Both joint. $6200 regular card and $19000 Travel Rewards card. I bank with SunTrust as well.

Message 7 of 8
Community Leader
Mega Contributor

Re: Multiple Credit Cards from Suntrust or Commerce Bank


@pizza1 wrote:

@O_G wrote:

@pizza1 wrote:
With Commerce Bank, I don't have multiple cards, but you can have multiple cards with them. They also don't do CLI requests.
You can't call CS or UW and ask for a CLI on a card. You have to apply for a different card, and then ask for the limit to be moved to another card. You still take the new account/inq hit.

They do account reviews twice a year, and if eligible, they will do an auto CLI.

That's good to know!  Strange how they do that, but it does make sense.  

 

Do you live within their footprint?  


I do.. Live 10 min from 2 branches. 


Dang Pizza, how big is that Tree🌳 Smiley Wink

#ChaseCreditCardHobby Enthusiast
2022
!
Message 8 of 8
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