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My 1st Walmart FICO score: 705!

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Duncanrr
Valued Contributor

My 1st Walmart FICO score: 705!

Walmart card came in mail yesterday and setup paperless billing today.  Got my first official Walmart TU FICO.  Woot 705!  My AMEX TU Score was 702 and my TU score here is 680.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 4
3 REPLIES 3
cmthomas06
Regular Contributor

Re: My 1st Walmart FICO score: 705!

Yay!! Congrats!! welcome to the 700 club Smiley Very Happy It feels great, doesn't it?! 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Message 2 of 4
creditnocash
Valued Contributor

Re: My 1st Walmart FICO score: 705!

congrats. just curious whats your aaoa?

 

 my walmart tu was 738 when i apped for amex zync and got hard limit =/ 

 

this month only dropped to 728



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 3 of 4
Duncanrr
Valued Contributor

Re: My 1st Walmart FICO score: 705!


@creditnocash wrote:

congrats. just curious whats your aaoa?

 

 my walmart tu was 738 when i apped for amex zync and got hard limit =/ 

 

this month only dropped to 728


 

AAoA was 10.1 before app spree.  Its now 9.8 after adding 5 cards.  (Thank you AMEX backdating goodness.  It backdated my two new AMEX cards to 1993!)  My income is $110,000, DTI below 18% and very stable work history.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 4 of 4
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