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My Barclay CC was cancelled

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Anonymous
Not applicable

My Barclay CC was cancelled

Hello everyone, the weirdest thing happened to me today. Last month I applied for credit on the Apple's website to buy an IPad 2, I was approved for up to $750.00, they sent me a Barclays Visa. Yesterday I received an offer for credit increase online, so I submitted it and was declined, so I called the Barclays backdoor number and not only they said no, they told me that they have to close my account because I have to many new accounts. Weird.
Message 1 of 43
42 REPLIES 42
pizzadude
Credit Mentor

Re: My Barclay CC was cancelled


@Anonymous wrote:
Hello everyone, the weirdest thing happened to me today. Last month I applied for credit on the Apple's website to buy an IPad 2, I was approved for up to $750.00, they sent me a Barclays Visa. Yesterday I received an offer for credit increase online, so I submitted it and was declined, so I called the Barclays backdoor number and not only they said no, they told me that they have to close my account because I have to many new accounts. Weird.


Barclay strikes again.  They are known for being VERY sensitive to having other accounts/inquiries show,  up to 6 or even 12 months after your account is opened.

 

How many new accounts do you have on your credit reports, besides Barclay ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 43
Anonymous
Not applicable

Re: My Barclay CC was cancelled

BBBS - BARCLAYS BIG BROTHER SYNDROME

 

Sorry to hear about this, but closures are becoming the norm.

Message 3 of 43
TeeandDee
Frequent Contributor

Re: My Barclay CC was cancelled

What a nightmare!!!! I will certainly be staying away from Barclay's! That's outrageous! Smiley Mad  

Slowly building....
Message 4 of 43
john398
Senior Contributor

Re: My Barclay CC was cancelled


@Anonymous wrote:
Hello everyone, the weirdest thing happened to me today. Last month I applied for credit on the Apple's website to buy an IPad 2, I was approved for up to $750.00, they sent me a Barclays Visa. Yesterday I received an offer for credit increase online, so I submitted it and was declined, so I called the Barclays backdoor number and not only they said no, they told me that they have to close my account because I have to many new accounts. Weird.


Was that just a box at the top when you login saying 'Boost your buying power, Request a credit line increase today"?? if so that has been there since I opened my account

 

also did they do a hp?

Message 5 of 43
Anonymous
Not applicable

Re: My Barclay CC was cancelled

Anyway I did buy the IPad but I can't use the credit card anymore after today. I'm going to pay off my balance and forget Barclays exist.
Message 6 of 43
john398
Senior Contributor

Re: My Barclay CC was cancelled


@Anonymous wrote:
Anyway I did buy the IPad but I can't use the credit card anymore after today. I'm going to pay off my balance and forget Barclays exist.


I am lost why you cant use the iPad and they should of gave you 6 months no intreast

Message 7 of 43
Anonymous
Not applicable

Re: My Barclay CC was cancelled

No I meant I can't use the Barclays Credit card, for the IPad I still have six months to pay.
Message 8 of 43
mAndrew1980
Established Contributor

Re: My Barclay CC was cancelled

Another Barclays closure thread. Still don't think this is the norm but they really are sensitive to new accounts. Every time I get the itch to app one of these app's seems to pop up. I'm going on 3 1/2 months app-free since I opened Barclays. Only 2 1/2 more months till I can app again LOL.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 9 of 43
TeeandDee
Frequent Contributor

Re: My Barclay CC was cancelled


@Anonymous wrote:
Anyway I did buy the IPad but I can't use the credit card anymore after today. I'm going to pay off my balance and forget Barclays exist.

So are they going to let you pay off the IPad in installments/financing?? Or did they stick you with the full balance since they cancelled the card?? 

Slowly building....
Message 10 of 43
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