@NRB525 wrote:That is a strange situation. Sorry to hear they closed the account. I've had many Chase cards over the years, had higher CL and the CL were decreased, some cards closed by Chase as they reduced their credit exposure to me, but still some cards open, and not a complete shut down.
I did open a Chase checking account in early 2011, running $1,650 of direct deposits and payments in and out each month now. I'm not sure if that helps, it seems Chase is what it is.
There were no strange charges? odd they would shut it down so quickly. Hopefully they open it again after the review.
You might go into a local Chase branch to talk with a banker there. They may not be able to help, but with odd questions like this, I find it is always helpful to at least meet with a person in the organization who may be able to help, may have numbers to call.
Good luck!
No strange charges. Took the dog to the vet, Grocery Store twice I think and paid a utility bill on it. I went to make a payment and bam shut down. 
@CreditCuriousity wrote:Seems like they are taking a page from Barclay's.. Anyone else kinda see a similiarity? I have had no problem with either lender YET and hope not to!
I just closed a 16 month Barclay Apple and moved the CL over when I was approved for a Sallie Mae... only card I need from Barclay right now. No real interest in Chase... or Citi for that matter. Didn't include either in my recent app spree.
I've heard all about how Citi isn't the greatest lender and I'm thinking Chase is joining the club... LOL
Then again though, part of me thinks a lot of these AA's are just for people having too many cards. I myself am not greedy... I get a prime lender card and I'm happy. I definitely don't need 4 cards from the same lender.
It sounds like they've just made a credit decision, which, in the fine print, they are certainly able to do.
We may each not like it, but thems' the rules. At least you got to talk with some folks, but they can't really change the Borg decision.
So in the meantime, just use your other cards and show payment history, and see what happens in a month or two.
If you are serious about the Ink, maybe skip the Freedom pathway, get hold of a live banker in a Chase branch, and see about them helping you with the app. This would need to be in a few months, but use your "6-months" timeline anyway, only skip the Freedom, start talking with a branch employee.
@TRC_WA wrote:
@CreditCuriousity wrote:Seems like they are taking a page from Barclay's.. Anyone else kinda see a similiarity? I have had no problem with either lender YET and hope not to!
I just closed a 16 month Barclay Apple and moved the CL over when I was approved for a Sallie Mae... only card I need from Barclay right now. No real interest in Chase... or Citi for that matter. Didn't include either in my recent app spree.
I've heard all about how Citi isn't the greatest lender and I'm thinking Chase is joining the club... LOL
Then again though, part of me thinks a lot of these AA's are just for people having too many cards. I myself am not greedy... I get a prime lender card and I'm happy. I definitely don't need 4 cards from the same lender.
That is most likely the trigger for a lot of these. Many posters on MyFICO are running app sprees, growing credit cards like kudzu, and that freaks out many bankers who do SP inquiries and all of a sudden, in 1 year, this person has 8 credit cards, or whatever. Can't say I blame the banks, they have to watch for credit risk and "many new cards" is a red flag.
Individually, each person is shocked by the shut down, but this is no longer a "personal banker" business, it's all about the trending metrics, about how a profile looks to the algorithm Borg, that's what matters anymore.
This is so strange to hear, if they just closed your account for no reason. I can understand closing it if you were doing MS, or you were deliberately cheating in some way to get more rewards than you should, etc. But to just randomly close your account that was presumably in good standing...that sucks.
Unfortunately, however, they're completely allowed to do it. Just as you can close an account whenever you like, almost all terms and conditions state that they can close your account whenever they like. Whether they have a reason or not. They don't owe you anything. It sucks but it's the truth. This is why everyone should make sure to have at least a couple cards that are not from the same lender - don't put all the eggs in one basket 
@kdm31091 wrote:This is so strange to hear, if they just closed your account for no reason. I can understand closing it if you were doing MS, or you were deliberately cheating in some way to get more rewards than you should, etc. But to just randomly close your account that was presumably in good standing...that sucks.
Unfortunately, however, they're completely allowed to do it. Just as you can close an account whenever you like, almost all terms and conditions state that they can close your account whenever they like. Whether they have a reason or not. They don't owe you anything. It sucks but it's the truth. This is why everyone should make sure to have at least a couple cards that are not from the same lender - don't put all the eggs in one basket
Or to many basket in this case, lol... You just can't win sometimes can you?