We are all in a time that hasnt happened like this for yrs. With all thats is going on. I dont have a lot of credit cards/loans that others do have. Likewise I have cards/loans that others dont have on the other hand. When I login to my credit card accounts I see they have a link for people that are being affected. Each creditor has contact us or like my BB&T card saying you can get 5% CB on groceries and pharmacies for now. So many that cant work right now and live paycheck to paycheck. Many dont have savings as a buffer to pay bills outside of their credit card payments. My block is usually empty because everyone goes to work. A lot more cars are sitting in the driveways today. It sucks. Lets help each other big time.
I placed this here due to being credit related and as the busiest Sub Forum on the site. Most of the topics are credit card/loans related here anyways. (Outside of the garden) It will get more views than the Smorg Section. I'm hoping the Admin/Mod staff agrees with the special times we are going thru right now. We may not ever meet in person. We are typed letters on a webpage and we get to know each other by typed personalities. Lets get thru this together as #TeamMyFICO and help each other out.
So if you have had to turn to your creditor for help during this time. I feel its time to come together as we do just on the topic of credit as it is. And help each other on how your particular creditor helped you with your personal circumstance. In turn this could help a fellow member with the same company when it comes time to ask for help on how they can handle their situation also with the same creditor that you used for assistance. Be it suspending payments. Lowering APR's. Whatever help you recieved in any way . Please post the company and what they have done for you. Then the same can be applied to your situation when it comes time for assistance with the same creditor. We can get thru this as a TEAM. Together Everyone Accomplishes Much. May it all come to an end soon and life can get back to normal for all of us real soon. Sooner the better.
Special thanks to @Namaste7 for the excellent chart below and taking the time to keep it updated. Its Awesome! Game Changer!
Updated 03/23
For more updated info with links is now here from @Namaste7
New: Started new Thread in Smorg. Phone companies now helping out. Verizon gave me 15gb for Free on mobile hotspots. Chip in guys.
https://ficoforums.myfico.com/t5/SmorgasBoard/Cell-Phone-Companies-Come-Thru-Now/td-p/5964376
Received this text from boost mobile moments ago. It's a way of supporting customers to ensure they stay connected during this tough period. Highly commendable. I believe more corporate entities should do more as the PR capital after all this would be unquantifiable. Here is the message below:
: To support you, Boost will automatically add 20GB of data to your plan on 3/21. There's no extra cost. No action or call required. http://msg4u.us/r42OJ72
Great thread @FireMedic1 stay safe on the front lines!
My creditors havent help me yet with exception of Disco lowering my purchase apr, i still count that as a blessing. Even though creditors like Langley say they options to help ie personal loans etc, i dont believe all of us would qualify and though id love a personal loan to help hold over , with no outlook for a job in the immediate , even forseeable future where i live, getting a loan one cant pay back will keep some us from even trying. But i am happy for those who can get help. If i get any additional help from lenders ill be sure to add it here
@FireMedic1 wrote:We are all in a time that hasnt happened like this for yrs. With all thats is going on. I dont have a lot of credit cards/loans that others do have. Likewise I have cards/loans that others dont have on the other hand. When I login to my credit card accounts I see they have a link for people that are being affected. Each creditor has contact us or like my BB&T card saying you can get 5% CB on groceries and pharmacies for now. So many that cant work right now and live paycheck to paycheck. Many dont have savings as a buffer to pay bills outside of their credit card payments. My block is usually empty because everyone goes to work. A lot more cars are sitting in the driveways today. It sucks. Lets help each other big time.
I placed this here due to being credit related and as the busiest Sub Forum on the site. Most of the topics are credit card/loans related here anyways. (Outside of the garden) It will get more views than the Smorg Section. I'm hoping the Admin/Mod staff agrees with the special times we are going thru right now. We may not ever meet in person. We are typed letters on a webpage and we get to know each other by typed personalities. Lets get thru this together as #TeamMyFICO and help each other out.
So if you have had to turn to your creditor for help during this time. I feel its time to come together as we do just on the topic of credit as it is. And help each other on how your particular creditor helped you with your personal circumstance. In turn this could help a fellow member with the same company when it comes time to ask for help on how they can handle their situation also with the same creditor that you used for assistance. Be it suspending payments. Lowering APR's. Whatever help you recieved in any way . Please post the company and what they have done for you. Then the same can be applied to your situation when it comes time for assistance with the same creditor. We can get thru this as a TEAM. Together Everyone Accomplishes Much. May it all come to an end soon and life can get back to normal for all of us real soon. Sooner the better.
Historically, banks don't help people in times of crisis. They usually make things worse.
I hope your optimism is rewarded, and that this becomes a lengthy thread full of heart warming stories.
I approve of this thread. Let's people know what options are available if they're afraid to reach out or if they just can't get a hold of someone.
Chase auto currently has a wait time of over 50 mins
