My Current Collection of Cards

[DigitalArk]

Most of my cards were applied back in 2013~2014.

1. USAA Visa           CL: 20,000

2. USAA Limitless    CL: 20,000

3. Chase SP            CL: 24,400

4. Chase Freedom   CL: 24,400

5. Citi Costco           CL: 18,000

6. Citi DC                 CL: 16,900

7. Discover it            CL: 21,500

8. Amex BCE           CL: 30,500

[germese1975]

That's an incredible collection! I've got 4 of those. I really hope I am able to grow them as well as you've grown yours!

[Anonymous]

Very Nice !!! Those are pretty solid set of credit lines. Nice work.

[Meanmchine]

All of a sudden, my wallet looks a little puny

[Anonymous]

NIce cards and limits !!

I would not change a thing.

[AverageJoesCredit]

I have an Amex , Discover , Visa and Mastercard, and they all work

[DigitalArk]

I just subscribed to the  FICO Ultimate 3B and got my FICO scores as following for reference.

By the way, how's the FICO Ultimate 3B service? I am trying to add all the data to be monitored...

[Anonymous]

Impressive scores with so many cards in collection.

[UpperNwGuy]

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@DigitalArk wrote:

Most of my cards were applied back in 2013~2014.

1. USAA Visa    CL: 20,000

2. CSP              CL: 24,400

3. Freedom       CL: 24,400

4. Costco          CL: 18,000

5. DC                CL: 16,900

6. it                    CL: 21,500

7. BCE              CL: 30,500

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I really like this collection because:

-- The focus of this collection is cash rewards but the CSP/Freedom combo allows the transfer of cash to points to miles as an option.

-- 2% cash back on non-category spending is covered by DC.

-- 3% on groceries is covered by BCE.

-- 4% on gas, 3% on travel, and 3% on dining are covered by Costco.

-- 3% on travel and 3% on dining is also covered by CSP, provided that the points are transferred to a frequent flyer program.

-- 5% quarterly bonus categories are covered by Freedom and Discover it.

Which USAA card do you have?  Is it the new 2.5% cash back card?  If so, that would make the collection pretty perfect.

[DigitalArk]

Unfortunately, it's not the new one. My USAA is the oldest account. I have been using it since 1999. I will never close that account regardless. It's in good standing.