My FICO score jumped up 44 points in just 2 months! (Credit Card Selection Advice)

[cbarret2]

What credit cards should I be looking at?

[PlasticOrPlastic]

What do you have and what are you interested in?  

Rewards

Travel

Categories or no?

[cbarret2]

Rewards. I don't travel so that wouldn't help me with anything except the credit.

[09Lexie]

If you don't mind sharing your credit profile, ie current cc's, CL's, baddies, number of inq's, AAOA etc

[cbarret2]

CareCredit: $5,000

Bank of America: $1,000

Amazon Store Card: $1,000

Walmart Credit Card: $1,000

SonyCard (Capital One): $500

Fingerhut: $250

No missed payments, collections, or public records.

5 inquiries.

AAOA: 9 months.

Length of credit history: 1 year, 8 months.

[PlasticOrPlastic]

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@cbarret2 wrote:

CareCredit: $5,000

Bank of America: $1,000

Amazon Store Card: $1,000

Walmart Credit Card: $1,000

SonyCard (Capital One): $500

Fingerhut: $250

No missed payments, collections, or public records.

5 inquiries.

AAOA: 9 months.

Length of credit history: 1 year, 8 months.

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AAoA is the only potential roadblock I see, but Discover and Barclays could very well be in your future, Chase Freedom as well. 

[09Lexie]

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@cbarret2 wrote:

CareCredit: $5,000

Bank of America: $1,000

Amazon Store Card: $1,000

Walmart Credit Card: $1,000

SonyCard (Capital One): $500

Fingerhut: $250

No missed payments, collections, or public records.

5 inquiries.

AAOA: 9 months.

Length of credit history: 1 year, 8 months.

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Util? Length of time since last cc was approved?

[cbarret2]

11%. 3 months ago.

[efranklin23]

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@cbarret2 wrote:

CareCredit: $5,000

Bank of America: $1,000

Amazon Store Card: $1,000

Walmart Credit Card: $1,000

SonyCard (Capital One): $500

Fingerhut: $250

No missed payments, collections, or public records.

5 inquiries.

AAOA: 9 months.

Length of credit history: 1 year, 8 months.

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Have you considered converting this BankAmericard to the Cash Rewards? Also, I would considering requesting a CLI for that card if you haven't done so in 6 months. And based on what you have here, you should be able to get the Chase Freedom and Discover IT with no problem (as long you have no recent collections or too many deragatory items in the last year)

[cbarret2]

Thank you, efranklin23! I applied for the Discover IT card and got approved!