My First CLI with Macy's!!!!

[LisaJ]

I called today for my first CLI--I have had the card since December and am at a littl eover 3 months.

Initial CL- $800

New CL-$1200

Thanks, Macy's!!!

And thanks to everyone here--you guys showed me I could do it!

Now just can't see why Best Buy won't also show me the luv--have tried the button twice to no avail.  Hmmmm... 

[Creditaddict]

Mark your calendar, 3 months from today, call again!! Congrats!

[Schoolbuskid]

What satisfies Macy's as far a being eligible for CLI's i called last month they didnt grant me any CLI's do they soft or hard pull when you request? Ive had my account since september!

[Creditaddict]

they soft.

the more you spend, the more the CLI in my experience. 

[Schoolbuskid]

Oh yea i see, i dont even use the card tell you the truth, i added my mom as an AU and she's the only one using! I think its about to time for me to dust my card off and give that baby some action!

[score_building]

i was told they review internal history and/or soft pull.  if you request an amount that is too close or exceeds your internal risk limit they may hard pull at their discreition.  if your balances are maxed on all of your cards it is not the right time to ask for cli -even at macy's.  you will likely become eligible only after you pay down your balances to under 50% or thereabouts. gl.

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Schoolbuskid wrote:
What satisfies Macy's as far a being eligible for CLI's i called last month they didnt grant me any CLI's do they soft or hard pull when you request? Ive had my account since september!

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[slarano]

Macy's checks for a GLI (their terminology for a CLI) every 4 billing cycles. A good payment schedule, purchases in-store and online, and your internal history with them gives the best shot at a GLI.

[Creditaddict]

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@simonlarano wrote:
Macy's checks for a GLI (their terminology for a CLI) every 4 billing cycles. A good payment schedule, purchases in-store and online, and your internal history with them gives the best shot at a GLI.

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Every 3 Billing Cycles Actually 

[slarano]

That's what I thought as well, but the Macy's CSR I spoke with earlier this week insisted on 4. Anyway, I'd suggest 4 cycles to those who aren't that confident in getting a GLI, and 3 for those cruising in their Macy's account history.

[Anonymous]

First off congrats to LisaJ for getting the GLI from Macy's. Second, who did you call?

Just curious since my DW is already at platinum level in spending this year, but has received no GLI and no platinum card. (They told her on the phone it is every six months for increases and only once a year (at the end of the year) for card upgrades.