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My Jewelers Club..what am I missing?

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Anonymous
Not applicable

My Jewelers Club..what am I missing?

This seems like such an amazing deal. Join MJC for $99. Then purchase something and automatically get a $5,000 revolving line of credit that reports to TU, EX and EQ. I cannot think of an easier way for people with sub prime credit to get a 5k cl. What am I missing?
Message 1 of 17
16 REPLIES 16
longtimelurker
Epic Contributor

Re: My Jewelers Club..what am I missing?


@Anonymous wrote:
This seems like such an amazing deal. Join MJC for $99. Then purchase something and automatically get a $5,000 revolving line of credit that reports to TU, EX and EQ. I cannot think of an easier way for people with sub prime credit to get a 5k cl. What am I missing?

It says " Get Immediate Approval For Up to $5,000.00 of Unsecured Revolving Credit!", where "up to" might be the key phrase.     If it's much smaller, you have paid $99 + at least $100 of stuff for not much credit.

Message 2 of 17
Anonymous
Not applicable

Re: My Jewelers Club..what am I missing?

it states on their website under "how it works":

 

Get Immediate Approval For Up to $5,000.00 of Unsecured Revolving Credit!

 

Up to

Message 3 of 17
Anonymous
Not applicable

Re: My Jewelers Club..what am I missing?

From other forums and videos I have watched, 5k seems to be the norm. I hope other people have some insight as well!
Message 4 of 17
Anonymous
Not applicable

Re: My Jewelers Club..what am I missing?

Sorry to bring this one back but hoping some veterans have seen this service.
Message 5 of 17
AverageJoesCredit
Legendary Contributor

Re: My Jewelers Club..what am I missing?

I think its just better to work on why ones credit is bad and work on it. Do it correctly and you find you can have legit 5k limits without having to pay for it. Ive always heard if it sounds to good to be true it probably is. Good mottoSmiley Happy
Message 6 of 17
Anonymous
Not applicable

Re: My Jewelers Club..what am I missing?

I signed up like 10 minutes ago. Was approved 5k CL.Smiley Surprised

Message 7 of 17
Anonymous
Not applicable

Re: My Jewelers Club..what am I missing?


@Anonymous wrote:

I signed up like 10 minutes ago. Was approved 5k CL.Smiley Surprised


Spam?

Message 8 of 17
Anonymous
Not applicable

Re: My Jewelers Club..what am I missing?

No...Smiley Indifferent

I signed up. Put $68 or so worth of jewelry in my cart. Paid half of that plus $99 annual fee at checkout. Current balance is $34. I am looking for sth like this with a $10k or more CL.

Message 9 of 17
Anonymous
Not applicable

Re: My Jewelers Club..what am I missing?

Just saw an email that $100 minimum order is required. My order was deleted and my card apparently not charged. Will have to sign in and place another order. And resign contract etc blah blah. So FYI you guys. But so far, looking to see the improvement a revolving credit line will do to my score.

Message 10 of 17
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