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Thank you all. Now i don't feel so bad about clicking so many apps. I really like it here, so much encouragement and so many who understand.
I suppose i should jump right into gardening even though it doesn't sound like fun. My next task is to get on my BF and get him to fix his mess. Student loan hell....
Thanks again !!!
Welcome Carrie....I've been in your shoes, and the approvals feel great