If its a good card maybe try your hand. I dont have any real experience with Boa as ive only been with their BetterBalance Rewards mc for 3 months but i like my experience so far. They gave me an increase after only 3 months, with a hp for sure, but it seems fair and they let me know what they are looking for and what i qualify for at the moment. I look forward to continuing my relationship with them and one day soon look to close my Fingerhut( no bad feelings with them, they help in your rebuild nicely). You seem to have 2 nice creditors in NFCU and Chase, maybe the Boa can help your diversity. Best regards in what you choose to do 
Do the subprime offers ever stop coming? Every so often I'll get something from First Premiere and I find it offensive. Then I shred the thing and it feels good.
I still get a subprime one every once in a while. But they have really slowed in the last year or more for me.
