NASA fcu

[Jccflat]

So I have ea pre approvel from nasa fcu 

is it worth it ? 
Arw they giving large limits?

[FinStar]

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@Jccflat wrote:

So I have ea pre approvel from nasa fcu 

is it worth it ? 
Arw they giving large limits?

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NASA pre-approvals are not 100% guaranteed. You can search the Applications subforum for members who received similar offers. Any approved SLs will be profile-dependent. You can also search the Approvals section for any recent NASA FCU approvals to get an idea of some reported DPs.

[Red1Blue]

I am curious what CRA will NASA FCU would pull from? Most of the CUs use EQ for their credit inquiries. Wonder NASA would do the same.

[FinStar]

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@Red1Blue wrote:

I am curious what CRA will NASA FCU would pull from? Most of the CUs use EQ for their credit inquiries. Wonder NASA would do the same.

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No.

They use EX and an older FICO (mortgage) version for applications.  If you've opened several accounts and/or multiple inquiries in the past 12 months, you might consider gardening for real -- if your goal is to have a CC with NASA.

[AverageJoesCredit]

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@FinStar wrote:

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@Red1Blue wrote:

I am curious what CRA will NASA FCU would pull from? Most of the CUs use EQ for their credit inquiries. Wonder NASA would do the same.

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No.

They use EX and an older FICO (mortgage) version for applications.  If you've opened several accounts and/or multiple inquiries in the past 12 months, you might consider gardening for real -- if your goal is to have a CC with NASA.

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This. Ive tried twice before for membership could never complete it. Finally got in a couple months ago, can confirm they do use Ex, still got denied a cc. They do not like debt , and im guessing not a fan of low income or as stated too many hps.  This is based off my experience , others may offer different experiences.  Dont think ill try again for a cc with them. 

OP, if you feel its worth a try you can go for it but this isnt NASA from years past. Good luck. 

[Metalcards]

They pre approved me 3 times and denied me each time. Im done trying to get in with NASA.

[ChargedUp]

Pre-qualed and approved for $20K.  I guess this isn't 100% for everyone, but it's not 0% either.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Ok-so-I-m-weak-NASA-rewards-card-approved-20K...

[Jccflat]

Are the bk Friendly?

[Anonymous]

@ChargedUp  Great to hear NASA FCU has a credit card prequalification tool. Dover FCU is also open to everyone, and they have a prequalification tool as well.

[RootDet]

NASA also dislikes large amounts of unsecured credit lines.