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NAVChek LOC---another question

Established Contributor

NAVChek LOC---another question

Okay for those of you who have had this for awhile I have another question.  I could have sworn in the paperwork I signed it stated I only had to sign it the one time even if I later had an account increase.  But when I went through the online thing to see if I could bump it up (I initially only asked for the $500 as that was what I needed & didn't want to be denied or sent for manual review) it was asking where I wanted the paperwork mailed to so I cancelled my app. 


Has anyone else had to complete additional paperwork to bump up their LOC?

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
(7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)

Current (2016): EQ 605 (FICO)/TU 657 (FICO)/EX 646 (FICO)

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Senior Contributor

Re: NAVChek LOC---another question

It is my understanding that Navcheck requires a signed promissory note each time.  This is not part of the approval process, but is necessary for the approval to be effective.



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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
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