NFCU AR ?

[IncrsCredScore]

I've seen several messages mention the AR of NFCU credit cards.  I would like to know what this means; will someone please explain to me.

[Anonymous]

AR for CLI

[IncrsCredScore]

Thanks, Nixon.  So an AR is conducted when one asks for a CLI, not just on a routine, random basis.

[CreditCuriosity]

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@IncrsCredScore wrote:

Thanks, Nixon.  So an AR is conducted when one asks for a CLI, not just on a routine, random basis.

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They are done on intervals, but if someone knows they have just recently been "softed" meaning AR by them, they are likely to ask for a CLI then as well, since they were just checked up on.

[Anonymous]

My credit report shows my last AR was in Feb I think

[IncrsCredScore]

Thanks, LadyM.  So the ARs are posted on credit reports.  How do they show on the credit reports please.  Just trying to learn as much as I can.

[Anonymous]

I recenlty did an online dispute with Equifax and it shows under the inquires catergory. 

It looks like this:

[Scupra]

AR is account review. It will only show on a FULL report under your soft inquiries

[CreditCuriosity]

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@Scupra wrote:

AR is account review. It will only show on a FULL report under your soft inquiries

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Getting a full report that shows them without a report with all kinds of useless info and fake ficos is the trick..  Only EQ and TU can you obtain the very generic reports for about 12/piece that show you SP's ..  Their normal reports won't show sp's so be careful which one you get..  Regarding EXP the only way to "truely" get who softed you is yourannualcreditreport.com or whatever it is... Although their are other ways of obtaining it, but probably isn't advised to be discussed on this forum

[Scupra]

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@CreditCuriousity wrote:

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@Scupra wrote:

AR is account review. It will only show on a FULL report under your soft inquiries

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Getting a full report that shows them without a report with all kinds of useless info and fake ficos is the trick..  Only EQ and TU can you obtain the very generic reports for about 12/piece that show you SP's ..  Their normal reports won't show sp's so be careful which one you get..  Regarding EXP the only way to "truely" get who softed you is yourannualcreditreport.com or whatever it is... Although their are other ways of obtaining it, but probably isn't advised to be discussed on this forum

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haha, yes Good thing NFCU AR's EQ