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NFCU AU vs Co-Applicant??

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bbb925
Regular Contributor
‎03-17-2011 08:28 PM
‎03-17-2011 08:28 PM

NFCU AU vs Co-Applicant??

Hi all,

 

I just received the NRewards Visa on my own. I don't want to have my credit pulled again so my question is....

If my husband applies for the Visa and MC and Navchek LOC can I be a Co-Applicant without my income or credit being pulled/verified just his if he is primary applicant? And is it a different process from applying for a CC to LOC? I want to up my CL and don't know which way would be best to do that. Any feedback is greatly appreciated!Smiley Happy

Message 1 of 6
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bbb925
Regular Contributor
‎03-17-2011 09:01 PM
‎03-17-2011 09:01 PM

Re: NFCU AU vs Co-Applicant??

Anyone?

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scrubs
Regular Contributor
‎03-17-2011 10:17 PM
‎03-17-2011 10:17 PM

Re: NFCU AU vs Co-Applicant??

navy will pull your cr

 

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scrubs
Regular Contributor
‎03-17-2011 10:18 PM
‎03-17-2011 10:18 PM

Re: NFCU AU vs Co-Applicant??

loc and cc is two different pulls

 

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bbb925
Regular Contributor
‎03-18-2011 08:18 AM
‎03-18-2011 08:18 AM

Re: NFCU AU vs Co-Applicant??

So if I'm not the primary applicant they will still pull my credit? That stinks!

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laz98
Senior Contributor
‎03-18-2011 08:47 AM
‎03-18-2011 08:47 AM

Re: NFCU AU vs Co-Applicant??

as co-applicant you are just as responsible for the debt as the primary applicant, which is why they pull your credit.

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