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NFCU Balance transfer is coming!

tag
Creditaddict
Legendary Contributor

Re: NFCU Balance transfer is coming!


@sweettea wrote:

Hmmm, this is a good option to have in the future.

 

Does anyone know often NFCU runs 0% balance transfer promos?


Once a year

Message 11 of 26
DaveSignal
Valued Contributor

Re: NFCU Balance transfer is coming!

every year I have had the card they have run the promotion.

 

I don't carry balances currently, but was planning on buying some expensive ariline and hotel tickets for a 2014 vacation.  If NFCU does it again, I will use it to get a ton of rewards on my travel cards and then transfer the balance to nfcu and take my time paying for it.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 12 of 26
sweettea
Frequent Contributor

Re: NFCU Balance transfer is coming!

Once a year? Well, I guess I will miss this year.

And I agree, sometimes it's nice to take time to pay something off without interest. PIF is the main modus operandi, but life happens.

Past - CH7 BK Discharged 01/09 | Rebuild Started 05/12 Present - All IIBs GONE! Future - 2015 Mortgage
Message 13 of 26
DaveSignal
Valued Contributor

Re: NFCU Balance transfer is coming!

Well, its not only for people who don't PIF.  I usually PIF.  But if NFCU offers 0% with no fee, I will surely use it even though I could pay in full.  They eliminate any reason to pay in full, by making it really easy to pay over time and put that extra money somewhere else, without costing anything.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 14 of 26
dddfresh
Frequent Contributor

Re: NFCU Balance transfer is coming!

I did a BT with them for a promotion in january or february for 0% 15 months zero BT fee. maybe this year it is more than once..


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 15 of 26
dddfresh
Frequent Contributor

Re: NFCU Balance transfer is coming!

I was not a member last year, so I cannot say what happened previously


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 16 of 26
hot4u
Established Contributor

Re: NFCU Balance transfer is coming!


@dddfresh wrote:

I was not a member last year, so I cannot say what happened previously


Just signed up my Granddaughter as a member to open Cd's for her when shes 18.

NFCU said there will be a special next week on Bt's.. Last year they ran it for only a Week....Smiley Happy


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 17 of 26
CreditMENA
New Contributor

Re: NFCU Balance transfer is coming!

Does this mean anyone with a NFCU credit card will be able to partake in the balance transfer? Not sure how these things work...

 

...is it a period of 0 interest rate if you buy it on the card OR do you have to buy it on another card and then transfer the balanace? Looking at a new bike that might come in nice for this...

Message 18 of 26
Mopar_Jones
Contributor

Re: NFCU Balance transfer is coming!

So current members can transfer a balance on an existing card? Has there ever been a limit?

Message 19 of 26
dodgeball
Established Contributor

Re: NFCU Balance transfer is coming!

excellent news

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 20 of 26
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