NFCU CC Owners ... quick question

MamboItaliano · ‎04-18-2012

Does NavyFed allow you to use your HHI and, if so, what do you have to provide to verify? Thanks.

Re-entered the garden on 9/16/2013.

Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)

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pizzadude · ‎04-18-2012

@MamboItaliano wrote:
Does NavyFed allow you to use your HHI and, if so, what do you have to provide to verify? Thanks.

For my CC, Navy didn't ask me to verify my income ~ although I do not recall if their application asked for HHI or not.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

the_jan_b · ‎04-18-2012

@MamboItaliano wrote:
Does NavyFed allow you to use your HHI and, if so, what do you have to provide to verify? Thanks.

I believe they allowed me to use my household income, but I'm not certain; it's been a few years since I applied for the card....

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego

kjm79 · ‎04-18-2012

They ask for "Personal Annual Income".

CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16

adavis425 · ‎04-18-2012

Nope, only personal. I got my card about a month ago.

laz98 · ‎04-18-2012

They didn't ask my gf to verify her income. I believe they asked her for her personal income. She app'd in person.

Neeko708 · ‎04-18-2012

I was just approved on Friday.

All they asked me was my annual income.

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000

Adalen · ‎04-18-2012

Same as above, they just asked for my personal income. I'm not a high roller but they didn't ask me to verify with anything. (Did mine online.)

MamboItaliano · ‎04-19-2012

Thanks folks. Appreciate the feedback. I am on the edge of pulling the trigger and I think I have everything I need to do so. Will let you know when I go to do it.

Re-entered the garden on 9/16/2013.

Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)

Take the FICO Fitness Challenge

webhopper · ‎04-19-2012

@MamboItaliano wrote:
Thanks folks. Appreciate the feedback. I am on the edge of pulling the trigger and I think I have everything I need to do so. Will let you know when I go to do it.

NFCU is actually one of the few CC companies that will allow you to have joint CC accounts... This can be helpful if one partner has a lower score or if one has more income than the other.. the plan is for me and my fiance to get a joint account, or for him to get a solo account, as soon as the cards he is AU on report a 0 balance. They are at 0 now, but they reported a balance this month. I'm new to the whole paying before the statement cuts thing

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!