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NFCU CLI above $25,000

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12njoy
Super Contributor

NFCU CLI above $25,000

Has anyone been succesful in getting their NFCU cards above $25,000?  I have two at $25,000 and just can't seem to get them beyond that for anything.  If you have been succesful, if you don't mind, can you post your stats at time of approval?  Thank you.

 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 7
6 REPLIES 6
cjcharv
Member

Re: NFCU CLI above $25,000

FWIW,

When I last called NFCU and asked about CLI, they stated the Platuim Card has a max credit limit of $50K and all other cards are max $25K.

So unless you have the Plat Card you will only be able to get a $25K max limit.

 

Message 2 of 7
Scupra
Super Contributor

Re: NFCU CLI above $25,000


@cjcharv wrote:

FWIW,

When I last called NFCU and asked about CLI, they stated the Platuim Card has a max credit limit of $50K and all other cards are max $25K.

So unless you have the Plat Card you will only be able to get a $25K max limit.

 


Pretty sure max on Flagship is $80k and max on others is $50k

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 7
jason86423
Frequent Contributor

Re: NFCU CLI above $25,000

Unless that is a recent policy, it isn't correct.

 

My Visa Signature Cash rewards is at $50k

 

 

Flagship rewards gives limits up to $80k as a limit.

 

 

Message 4 of 7
12njoy
Super Contributor

Re: NFCU CLI above $25,000

Yes their website does say cards go beyond 25k. The flagship us their premier card with 800 possible
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 5 of 7
KatieKatie
Regular Contributor

Re: NFCU CLI above $25,000

Hi, my Cash Rewards is at 35k.  I don't remember my stats exactly, but I don't believe they were outstanding.  Probably 20% utilization and a 690 equifax thinking back to that time.  The ironic thing is applied for the increase online and asked for $30k.  I received a letter indicating that it was denied, but I logged in and my credit limit was at $35k.  I haven't heard of that happening with anyone else, so I can't explain they whys or how behind it. 

Message 6 of 7
12njoy
Super Contributor

Re: NFCU CLI above $25,000


@KatieKatie wrote:

Hi, my Cash Rewards is at 35k.  I don't remember my stats exactly, but I don't believe they were outstanding.  Probably 20% utilization and a 690 equifax thinking back to that time.  The ironic thing is applied for the increase online and asked for $30k.  I received a letter indicating that it was denied, but I logged in and my credit limit was at $35k.  I haven't heard of that happening with anyone else, so I can't explain they whys or how behind it. 


Thank you.  I think I'll skip NFCU cli this time around.  My cards are just over a year old and I don't think they'll give me an increase with all my available credit. 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 7 of 7
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