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NFCU Cash Rewards CLI

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working-hard-atit
Contributor

NFCU Cash Rewards CLI

I've had my NFCU Cash reward CC since May of this year.  My questions are whenshould I ask for a CLI?  How much should I ask for? the max I can ask for is $50K,


Starting Score:TU 580 EX ? 1/7/2013
Current Score:TU 659 4/2/2013 EX 650 4/20/2013
Goal Score: 670

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Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: NFCU Cash Rewards CLI

Get yourself a cup of coffee and a sandwich, then read these threads:

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Official-NFCU-CLI-Guide/m-p/2101185

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-UPDATED-CLI-and-2ND-ACCOUNT-TH...

 

 

Bottom line is you need to wait for 3 statement cuts, then the soft pull after that.

Message 2 of 13
working-hard-atit
Contributor

Re: NFCU Cash Rewards CLI

Thank you!!!


Starting Score:TU 580 EX ? 1/7/2013
Current Score:TU 659 4/2/2013 EX 650 4/20/2013
Goal Score: 670

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Message 3 of 13
Anonymous
Not applicable

Re: NFCU Cash Rewards CLI

I would only ask for $25k since you can get an immediate counter instead of a manual review.
Message 4 of 13
Anonymous
Not applicable

Re: NFCU Cash Rewards CLI

And daisy who drinks coffee with a sandwich? You're odd Smiley Wink
Message 5 of 13
Anonymous
Not applicable

Re: NFCU Cash Rewards CLI


@Anonymous wrote:
And daisy who drinks coffee with a sandwich? You're odd Smiley Wink

It's true. I am. I'd rather have tea, but reading those threads takes extra caffeine, and working-hard-atit is going to get hungry before finishing

Message 6 of 13
Anonymous
Not applicable

Re: NFCU Cash Rewards CLI

Lol. Yeah it takes a while
Message 7 of 13
working-hard-atit
Contributor

Re: NFCU Cash Rewards CLI

Thank you.  I decided to grab tea instead of the coffee Smiley LOL


Starting Score:TU 580 EX ? 1/7/2013
Current Score:TU 659 4/2/2013 EX 650 4/20/2013
Goal Score: 670

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Message 8 of 13
odjohnson3
Regular Contributor

Re: NFCU Cash Rewards CLI

Is the CLI strategy the same for the Checking Line of Credit?

Message 9 of 13
Anonymous
Not applicable

Re: NFCU Cash Rewards CLI

In the sense that you can ask for their max ($15k) and get a counter if not approved for max then yes. But the LOC is a HP for CLI
Message 10 of 13
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