Re: NFCU Flagship APR

Duncanrr · ‎11-06-2012

I just received the following message letting me know of my approval and my APR. It says I'm "Prime Plus" at 11.74% (1.75% above their best rate of 9.99%). What is their max APR and how many steps above their best APR am I? (Im thinking Im one step removed from their best rates.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

CS800 · ‎11-06-2012

I have the same rate as you on my Cash Reward card.

By the way looking at your cell signal, were you in an underground bomb shelter or something ?? lol

When I have 1 bar on 3G, safari barely pulls anything but then again you're on wifi.

Epcot · ‎11-06-2012

Looks like it was connected to Wi-Fi. Congrats on the CL and Rate!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Dustink · ‎11-06-2012

Your prime plus 11.74 so your rate is 14.99

Too many INQs & low AAoA so I'm off to tend the Garden. Age:23

$17k $8.5K Closed $19k $6.5k $24.2k Closed $5k Closed $8.5k Closed @2.49%

jsickz32 · ‎11-06-2012

I have 14.99 on both my cashRewards visa siggy and flagship

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

thrillege · ‎11-06-2012

Did you apply online or over the phone? Also what were your scores?

Duncanrr · ‎11-06-2012

Got it. Guess I didn't read the message correctly. Btw, what's the highest ICL y'all seen from nfcu? Where do their CL cap?

I applied on the phone and EQ was 662. I have a thread on here with all scores and CR info.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

jsickz32 · ‎11-06-2012

Flagship max cl is 80k

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

CS800 · ‎11-06-2012

@Duncanrr wrote:
Got it. Guess I didn't read the message correctly. Btw, what's the highest ICL y'all seen from nfcu? Where do their CL cap?

I applied on the phone and EQ was 662. I have a thread on here with all scores and CR info.

I am at $30K CL on my Cash Reward.

From what I was told the Cash/Point cards max at $50K and the Flagship maxes at $80K

distantarray · ‎11-06-2012

the rates can go lower than the advertised rates, i got a couple percentage below =)

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

NFCU Flagship APR

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NFCU Flagship APR