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Gotta luv Navy Federal. Every year you're entitled to request an interest rate review, with no hard pull, just review of account history. Got my Cash Rewards card just over a year ago through product change from Flagship. Called in, boom, lowered 16.9% rate to 11.9% rate. And as usual the CSR was terrific.
What a pleasure they are to deal with.
Very nice!!! NFCU really is the best! Congrats!
And the SouthJamaica get SouthJamaica-er lol
Congrats! That APR is awesome
Will NFCU also lower Auto Loan rates?
CONGRATS!
Nice! I think it’s time for me to hit them up.
Great interest rate reduction! Rate is even realistic instead of the 17.9+% lenders seem to think is fair? You could even afford to revolve a balance for a month without a mortgage
But when does carrying a balance makes sense? I see the CD is around prolly 3% and CreditCard interest rates as low as 8% I have seen.
I dont get the point of carrying an interest in CC.
@Anonymous wrote:But when does carrying a balance makes sense? I see the CD is around prolly 3% and CreditCard interest rates as low as 8% I have seen.
I dont get the point of carrying an interest in CC.
you are probably right on carrying interest, i think the point is, get APR's as low as Possible, (I do)
Because sometimes "Life Happens" and you do not always choose when & what it may throw at you!