NFCU LOC CRA update timeline

Diegan_Sailor · ‎08-28-2014

Does anyone have an idea of when NFCU reports the balance and status of a LOC account? My NFUC auto loan and credit cards have both been updated for a few days now, but not the Line of credit.

Currently: NFCU cash rewards 10k, NFCU LOC 10k, Barclay Apple 5k, Amazon Visa Rewards 3k, Captial one quicksilver 1k, capital only platinum 1k, USAA Amex classic 1k,

Scupra · ‎08-28-2014

Mine reports somewhere around the 15th. I am not on my laptop with spreadsheet so can't give you an exact day! I do know if I dont use it in a month sometimes it doesnt report at all.

Diegan_Sailor · ‎08-28-2014

Thats awesome that you have a spreadsheet with the update dates. I may have to copy that. I paid my LOC down to zero on 8/4 and havent seen it update yet. Hope I dont have to wait until next month.

Currently: NFCU cash rewards 10k, NFCU LOC 10k, Barclay Apple 5k, Amazon Visa Rewards 3k, Captial one quicksilver 1k, capital only platinum 1k, USAA Amex classic 1k,

Scupra · ‎08-28-2014

@Diegan_Sailor wrote:
Thats awesome that you have a spreadsheet with the update dates. I may have to copy that. I paid my LOC down to zero on 8/4 and havent seen it update yet. Hope I dont have to wait until next month.

There is a good one floating around on the net that includes "time since last CLI" and utilization % LOVE it